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2016.06.28_TC_Minutes_Workshop TOWN OF HIGHLAND BEACH MINUTES OF TOWN COMMISSION MEETING WORKSHOP MEETING Tuesday,June 28, 2016 1:42 PM Mayor Bernard Featherman called the Workshop Meeting to order in the Town Commission Chambers at 1:42 PM. CALL TO ORDER: Roll Call: Members present: Mayor Bernard Featherman; Vice Mayor William Weitz, Ph.D; Commissioner Carl Feldman; Commissioner Louis P. Stern; and Commissioner Rhoda Zelniker. Also present: Town Attorney Brian Shutt; Town Manager Beverly Brown; Town Clerk Valerie Oakes; Police Chief Craig Hartmann; Finance Director Cale Curtis; Public Works Director Ed Soper; Library Director Lois Albertson and members of the public. Pledge of Allegiance: The Pledge of Allegiance was given, followed by a minute of silence. Civility Pledge: The Civility Pledge was recited by the Town Clerk. 1. ADDITIONS.DELETIONS OR ACCEPTANCE OF AGENDA: Mayor Featherman called for any additions or deletions to the agenda. Item 6C: Vice Mayor Weitz added discussion on deferred compensation concept that the Town currently has operating in our employee and union contracts. Hearing no further additions or deletions, the agenda was accepted as amended. 2. PUBLIC COMMENTS AND REQUESTS: George Kelvin, 4740 S. Ocean Blvd. — Last meeting there was a suspension of the rules allowing someone from the audience to make a statement in the middle of a discussion. I looked into Roberts Rules of Order (Suspension of the rules) and found that in order for this to happen, a motion must be made by a Commissioner citing what rule it is that will be suspended, how long it will be suspended and then it requires a 3/a vote from the Commission. That rule was not followed at the last meeting. The comment made by the resident should be taken out of the record. Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 2 of 11 Carl Gehman, 1123 Highland Beach Dr. — As a member of the Code Enforcement Board, I question why we do not have any meetings. Town Manager Brown — Each board has at least one meeting a year in December to elect the Chair and Vice Chair. Unless we have a code enforcement issue that has to come before them, there is no need for a meeting. Code enforcement basically is compliant of the code, and thus far the problems that have occurred have been corrected. Barry Otariton, 3912 S. Ocean Blvd. — Electric cars are a thing of the future. I am proposing that the Town of Highland Beach set up a couple of charging stations on Town property. Boca Raton has a charging station at the Library. The public would have to pay for the electricity that they use. I would also like the Board to consider having an electric police vehicle. Tim Burnich, 4505 S. Ocean Blvd. — Section 16-3 regarding the unlawful parking of vehicles in the right-of-way, I drove past the Delray Sands and there were cars parked all over the lawn once again. Our statute is not being enforced. Section 12-4 regarding construction fences, 3621 S. Ocean Blvd. is not in compliance. Edward Neidich, 4740 S. Ocean Blvd. — The Code Enforcement Board should be named the Code Enforcement Adjudication Board. They should meet only if there is a direct issue. The confusion with the Code Enforcement Board comes from its title, which is deceiving. With respect to the electric cars, we should not have electric police cars because it would be thoroughly impractical. We might be putting our police in danger, and we would want to equip them with the best possible equipment. 3. PRESENTATIONS: A) Comprehensive Annual Financial Report and Audit of Fiscal Year 2015 By: Grau and Associates Raquel McIntosh, Partner Grau Associates — We had a smooth audit and received all the information needed in a timely manner from Finance Director Cale Curtis and Town Manager Beverly Brown. Ms. McIntosh referred to the Comprehensive Annual Financial Report attached as Exhibit "A". The opinion of the independent auditor's report finds that the financial statements present fairly, in all material respects, for the fiscal year ended September 30, 2015 and have a clean or an unmodified opinion for the fiscal year that was just audited. Ms. McIntosh referred to and explained the following statements in the report: o Page 9—Statement of Net Positon o Page 11 —Balance Sheet—Government Funds o Page 13 — Statement of Revenues, Expenditures, and Changes in Fund Balances Government Funds o Page 15 —Statement of Net Position—Proprietary Funds o Page 16 — Statement of Revenues, Expenses and Changes in Fund Net Position — Proprietary Funds o Page 50—Notes to Financial Statements—Retirement System o Page 53 —Notes to Financial Statements—Health Insurance o Page 61 — Required Supplementary Information — Schedule of Revenues, Expenditures, and Changes in Fund Balances—Budget and Actual General Fund o Page 65 —Required Supplementary Information Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 3 of 11 o Page 91 — Independent Auditor's Report on Internal Control over Financial Reporting and on compliance which shows that internal controls are operating as intended and effectively. o Page 93 — Opinion on the Town's compliance with Florida Statute 218.415 (Investment Policy Statute). The Town is in compliance. Commission Questions: Commissioner Zelniker—What does No. 6 on page 95 mean: The Town has not met one or more of the financial emergency conditions described in Section 218.503(1), Florida Statutes. Ms. McIntosh explained the criteria for this Florida Statute and stated that the Town did not meet any of the conditions in that statute. It is a negative statement. Commissioner Feldman — I would suggest that, in the future, this presentation be projected on a screen for the benefit of those residents sitting in the audience. They may have questions on statements that they do not understand. If we want to remove something from the reserves to another category, does this have to be done in advance or during the operation of the year. Ms. McIntosh — Because of where your reserves are right now, you can do that throughout the year and up to 60 days after year end. Vice Mayor Weitz — Many of our surrounding towns have had major crisis over the last few years, and it seems like the major critical factor is the kinds of monies that are responsible for the pension funds. What do we have to be on the lookout for as a Commission? Ms. McIntosh— I agree that over the last few years the pensions have become more burdensome on municipalities. It depends on the type of plan you have. The Town is in the FRS plan, and they dictate what the benefits are. Commissioner Stern—We went to an Ad Valorem tax much lower than I thought we could live with, and yet we showed a profit. My compliments to my fellow Commissioners for having done that. Thank you for your fine report, and I must also compliment the staff for all their hard work in making this happen. B) Police Department Accreditation Certificate By: Police Chief Craig Hartman Chief Craig Hartmann— Last week the Police Department staff accompanied by Town Manager Brown travelled to Orlando where we received our formal certification for accreditation for the Police Department. A few months ago, an assessment team came to Highland Beach from the Accreditation Commission. Chief Hartmann explained the accreditation process where they spent three full days in a comprehensive review and assessment and critical view of the Police Department. It was noted that the Highland Beach Police Department has a strong working relationship with the surrounding agencies, and they strive daily to be an extension of the community they serve. This department meets standards that have been vetted, researched, court tested throughout the State. You have to be reaccredited every three years, and the same process is put in place. Chief Hartmann — I would like to thank this Commission for their support and commitment to this and what we do. I also want to thank the community. We constantly hear from our residents their support and how proud they are of their Police Department. Our officers Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Paae 4 of 11 have done a tremendous job of conforming and being a part of what we expect out of them as a small model professional agency, and we hope to continue that. 4. BOARDS AND COMMITTEES: A) Board Correspondence: • None B) Board Action Report: • No report C) Board Vacancies: • Beaches & Shores Advisory Board—(1) Unexpired Term (ending November 2018) Talent Bank Interview Commissioner Stern recused himself from this interview. o Carol Stern, 1115 Russell Drive— Congratulations to the Police Department. They are a very special group. I spent 6 years on the Planning Board and would like to be on another board and continue serving the community. Consensus was to place this appointment on the Consent Agenda for July 51h D) Monthly Board Meetings: • Town Commission Regular Meeting—July 5`h— 1:30 PM • Town Commission Special Meeting—July 14''—9:30 AM (1`Reading Levy and Setting Tentative Max. Millage Rate) • Board of Adjustment&Appeals—July 19`h—9:30 AM • Town Commission Workshop Meeting—July 26`h— 1:30 PM • Town Commission Workshop Meeting—July 28`h— 1:30 PM (Review of Personnel Rules &Regulations Handbook) 5. PROPOSED ORDINANCES AND RESOLUTIONS: A) ORDINANCE NO. 16-008 O—2nd Reading Scheduled for July 5, 2016 AN ORDINANCE OF THE TOWN OF HIGHLAND BEACH, FLORIDA AMENDING THE TOWN CODE OF ORDINANCES BY AMENDING CHAPTER 22, "SEWERS" AND CHAPTER 29, "WATER SYSTEM", ARTICLE I, "IN GENERAL" AND REPEALING ORDINANCE 08-003 TO MAKE CERTAIN ADMINISTRATIVE CLARIFICATIONS AND TO PROVIDE THAT ALL FEES CHARGED SHALL BE AS SET FORTH IN A RESOLUTION ADOPTED BY THE TOWN COMMISSION; PROVIDING FOR CODIFICATION; PROVIDING FOR CONFLICTS; PROVIDING FOR SEVERABILITY; AND PROVIDING FOR AN EFFECTIVE DATE. Town Clerk Oakes read Ordinance No. 16-008 O into the record. Town Manager Brown — As recommended by the Town's utility rate consultant, Public Resources Management Group (PRMG), this Ordinance removes the rates/charges from the code Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 5 of 11 of ordinances and paves the way for the Town Commission to adopt a "Rate Resolution" that includes annual inflationary adjustments. Consensus was to place this item on the July 5`h agenda for a 2nd reading. B) ORDINANCE NO. 16-009 O— 1sT Reading Scheduled for July 5, 2016 AN ORDINANCE OF THE TOWN OF HIGHLAND BEACH AMENDING THE TOWN OF HIGHLAND BEACH CODE OF ORDINANCES BY AMENDING CHAPTER 6, "BUILDINGS AND STRUCTURES",ARTICLE H, "TECHNICAL CODES",ENACTING SECTION 6-31, "SPECIAL FLOOD HAZARD AREA PROVISIONS" TO AMEND THE FLORIDA BUILDING CODE BY ENACTING CERTAIN TECHNICAL AMENDMENTS TO THE FLORIDA BUILDING CODE TO MODIFY RESIDENTIAL ELEVATION REQUIREMENTS; AMENDING CHAPTER 20, "PLANNING AND DEVELOPMENT", ARTICLE IV "RESOURCE PROTECTION STANDARDS", BY REPEALING DIVISION 6 "FLOODPLAINS" AND ENACTING ARTICLE VI, "FLOODPLAIN MANAGEMENT", TO ADOPT FLOOD HAZARD MAPS, TO DESIGNATE A FLOODPLAIN ADMINISTRATOR TO ADOPT PROCEDURES AND CRITERIA FOR DEVELOPMENT IN FLOOD HAZARD AREAS, AND FOR OTHER PURPOSES; AMENDING CHAPTER 30, "ZONING CODE", ARTICLE H, "DECISION MAKING AND ADMINISTRATION:, SECTION 3023, "BOARD OF ADJUSTMENT AND APPEALS", TO CLARIFY THE PROCESS TO GRANT VARIANCES; AMENDING ARTICLE V, "NATURAL RESOURCES", SECTION 30-87, "SUBDIVISION PROPOSALS", TO CLARIFY COMPLIANCE REQUIREMENTS; PROVIDING FOR CODIFICATION; PROVIDING FOR CONFLICTS; PROVIDING FOR SEVERABILITY;AND PROVIDING FOR AN EFFECTIVE DATE. Town Clerk Oakes read Ordinance No. 16-009 O into the record. Town Manager Brown — The proposed ordinance was developed by the Federal Emergency Management Agency (FEMA) and the Florida Division of Emergency Management as a model ordinance that is designed to repeal and replace existing regulations to satisfy the National Flood Insurance Program and Florida Building Code requirements. The Town is required to enact this ordinance in order to coordinate its floodplain management regulations with the Florida Building Code-2014 Edition, to repeal and replace existing regulations in order to satisfy the requirements of the National Flood Insurance Program and to meet the requirements of Florida State Statute Section 553.73(5) as it relates to adopting certain administrative and technical amendments to the Florida Building Code regarding flood resistance in order to implement the National Insurance Program. The proposed ordinance has been reviewed and approved for adoption by the State of Florida. Consensus was to place this ordinance on the July 5`h agenda for I`reading. Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 6 of 11 C) RESOLUTION NO. 16-003 A RESOLUTION OF THE TOWN OF HIGHLAND BEACH, FLORIDA, ESTABLISHING REASONABLE FEES FOR TOWN SERVICES AND OTHER CHARGES AND PROVIDING FOR CONFLICTS; PROVIDING AN EFFECTIVE DATE. Town Clerk Oakes read Resolution No. 16-003 into the record. Town Manager Brown—As mentioned under the background information of Ordinance 16-008 O that was introduced earlier in today's meeting, the Town Commission is being asked to adopt a Rate Resolution that establishes the utility(water and sewer) rates for the Town that include annual inflationary adjustments. The Town's rate consultant recommends the adoption of a price index based on the annual change in the Municipal Cost Index (MCI)published by American Town and Country which was designed to show the effects of inflation on the cost of providing municipal services. The resolution includes much more than water and sewer rates. The Town does not currently have formally adopted a list of rates and fees for all our services. Therefore, we have taken this opportunity to consolidate all of the Town's rates and fees into one rate resolution for the Town Commission to consider adopting. Discussion ensued regarding Exhibit"A" and the fees listed. Comm. Feldman suggested this be posted on the website for the residents so they can see what fees are being charged for the different services offered by the Town. Vice Mayor Weitz also suggested it be placed in the Highlander. Consensus was to place this item on the Consent Agenda for July 5`h. 6. NEW BUSINESS: A) Discussion on the Adoption of the Town of Highland Beach Water Facilities Plan (Public Hearing Scheduled for July 5,2015) Town Manager Brown — The Town Commission and the Highland Beach voters approved (by way of referendum) financing the $5 million Water Infrastructure Improvement Projects with a loan from the Department of Environmental Protection (DEP). As part of the planning and loan application process for obtaining this low-interest loan from the DEP's State Revolving Fund (SRF) Program, the Town is required to prepare a Facilities Plan. The Facilities Plan is a document designed to provide the public with background information on the projects such as justification, feasibility analysis, available alternatives, cost effectiveness and their financial impacts. As part of this planning process, the Town must provide the public with an opportunity to ask questions and provide input on the project plan. The Facilities Plan is presented before the Commission for discussion, comments and scheduling of a public hearing (Facilities Plan is available in the Town Clerk's Office for review). The Commission will be asked to adopt the Plan following the public hearing on July 5h. Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 7 of 11 Public Works Director Ed Soper — The Plan shows the State that we have the ability to repay these loans. It also shows that we have the proper ordinances in place to protect our water system and have rates in place. It also talks about technical aspects of the utilities. Commission Discussion: Comm. Feldman—From what I see in this report, you oversee all of the operations. PWD Soper — Yes it is my responsibility. Comm. Feldman — Page 25 "These facilities are subsequently targeted for replacement as budgets allows" and then gives the alternative systems. Is there anything that you are not doing because the budget does not allow it? PWD Soper — We put together a comprehensive plan, and there are certain aspects of the plan that will come in later years. PWD Soper explained the alternatives and the choices considered for the remineralization system; clearwell rehabilitation and the distribution main. Comm. Feldman—Are these in the $5 million dollar project, and if so, why are you showing that we have a choice? PWD Soper — They are in the project. You had to show the State that you have considered alternatives. Comm. Feldman—We are bonding out approximately $5 million dollars. If we find that we do not need the entire amount, would it benefit us to use that money for new fire hydrants in the Town, which are needed. PWD Soper—We are going to incorporate the design. The plan is to bid it as an alternative, and if it falls under our cap we will go ahead and fund it through that. If it looks like it will exceed the cap, then the Commission will have the opportunity to fund it from a different source. If it comes under the cap, we will most likely need to amend our application to the State to say we want to include the hydrants. The hydrants on the east side of AIA are fine. There are approximately 14 hydrants on the west side of AIA that are over 40 years old and should be replaced. Town Attorney Shutt — We cannot exceed the number the voters approved in the referendum. Regardless of where the money comes from, we cannot exceed that number whether it is from the State or our reserves. Comm. Zelniker—The referendum had specific items the people voted on. If we need to replace the fire hydrants, this should be a separate issue. Does the Commission have the right to grant more money from our reserves for something that should occur? Town Attorney Shutt—As long as you stay under the cap that the voters approved for the total cost of the project, then this Commission has the authority to do that. As Mr. Soper pointed out, we will probably bid out the replacement of the fire hydrants as an alternative bid, and therefore as long as we meet your purchasing code requirements, then it would be up to the Commission if they want to approve that contract and approve the alternative once the numbers come back. Consensus was to schedule this item for a Public Hearing and adoption at the July 5' regular meeting. B) Commission to Appoint a Voting Delegate to the 901h Annual Florida League of Cities Conference Town Manager Brown — The Florida League of Cities Annual Conference will be held in Hollywood, Florida from August 18' thru August 20th. Each municipality is allowed to designate one official to be their voting delegate. We are entitled to one vote. I am recommending we appoint Mayor Featherman as the voting delegate to represent the Town of Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 8 of 11 Highland Beach at the Florida League of Cities Conference. Vice Mayor Weitz — If for any reason whatsoever the Mayor is unable to attend, Commissioner Stern would be an able and confident replacement. Consensus was to place this item on the Consent Agenda for July 5`h. C) Discussion on Deferred Compensation Vice Mayor Weitz — I have heard that this is a wealthy Town. The safety of our Town and the stability of our Town has nothing to do with the residents and how wealthy they are. It has to do with the millage rate that we have lowered and the property value. If there should be a major catastrophic storm or a major catastrophic effect on the property values, we are not so rich anymore. Good Commissions and good management do not plan for good times. It plans for potentially difficult times. I have been concerned with the issue of deferred compensation and our dental and vision plan. Our dental and vision plan is not with the same provider as our health plan and has a different contract date. This has never been authorized by this Commission or a prior Commission, but it has been appropriated. Also, I was told that the deferred compensation is a longstanding part of the health plan contract where this Town is paying certain individuals additional monies on a monthly basis with the concept that it wouldn't burden the Town with increased family programs. This has been carried over year to year but never authorized by this Commission. I am requesting that we be provided with information on the following: o In the last decade, how much money has this Town spent on deferred compensation costs? o In the last ten years, how many employees participated in this program and of those people receiving deferred compensation how many were single or were married but their partners did not have an insurance plan? o A cost analysis should be done to see what the cost ratio benefit is. How much did we spend and how much did we save in the last ten years. o We need to have a discussion on the dental and vision plan. The Commission is the policy setting authority in this Town. We determine benefits that employees get. Comm. Feldman — I agree that we should have a report. However, when they say this is a rich town, they don't mean individuals, they mean our financial statement as a rich town. We are insured for a catastrophic event. Fin. Dir. Curtis — We are covered for catastrophic events. In the event of a named windstorm, the deductible becomes 5% of the covered value of the Town. Comm. Feldman — The Town is a comfortable Town. We are in a good financial state. From what we heard from our auditors today, we are in better shape than most towns. Regarding the deferred compensation, it does go tax free to the employee because it goes into a retirement fund, but we do not have to pay extra for it. Comm. Stern—Our property values did go up, but so did all the 38 towns in the County. We did not get the bump increase that Boca Raton, Delray Beach and most of the other cities got. We have to take that into account in the future. Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 9 of 11 Manor Featherman—We reduced our expenses and our millage rate. I also agree that we should have the information requested by Vice Mayor Weitz. Comm. Zelniker— There are two issues here that have never been voted on by this Commission or any past Commission that we know of. This has nothing to do with the employees. They are excellent employees, and we have a great deal of respect for them. We have to be fiscally responsible. We don't know the future and whether or not our property values will continue to rise or perhaps decline. We need to investigate these two issues. 7. MISCELLANEOUS—ITEMS LEFT OVER: A) Minutes: • May 31, 2016—Workshop Meeting • June 3, 2016—Regular Meeting Consensus was to place this item on the Consent Agenda for July 5th. 8. REPORTS—TOWN COMMISSION: A) Commissioner Rhoda Zelniker— Electric cars are here to stay and a thing of the future. Boca Raton has car charges at their Library, and many of the stores in the area are installing them for their customers. Many hotels also have them. It is time for Highland Beach to investigate the possibility of installing a car charger for our community, and I am asking that the Town Manager look into this. We could ask Boca Raton how they went about installing their car charger. B) Commissioner Carl Feldman — Every condominium has electric outlets in their garage. They could be used for electric cars. Also,private homes could do the same. It is not the responsibility of the Town to put chargers in. This past weekend I saw several teenagers with surf boards and fishing rods about to enter the ocean side of Milani Park when they noticed a police car parked by the entrance and stopped. This was a great deterrent, and we should have a police car there at all times. There is now a no trespassing sign. Since the property is owned by the County, our police have no jurisdiction. The County has to do something about this issue. I have received emails from residents in Bel Lido. The major complaint has been a nail in a tire. Our Police Department, Town Manager, Code Enforcement Office and I have been through Bel Lido a couple of times a day. As a Town, we have been doing a good job policing Bel Lido and any other construction site. I still feel that we should have some way to contact our police 24/7. We always have two or three officers on duty, and there should be a direct line to each one of them in case they are needed by one of our residents. C) Commissioner Louis Stern—I would like to wish everyone the best July 4`h. Delray Beach has a full day of activities. Enjoy your holiday. D) Vice Mayor Weitz—I also would like to wish everyone a safe and enjoyable July&h. I met with the Sheriff of Palm Beach County, and I do not believe he is aware of or knows anything about Milani Park. He informed me that it is the Town's responsibility to enforce the law, and the Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 10 of 11 County would be there for backup if needed. I understand that the agreement states it is the County's responsibility and it has to be enforced by them. Having police presence is a great idea, very important and hopefully we can continue to do so. I read the Town Manager's mid-month report, and I understand the Town Manager is responsible for hire/fire and for operations. I noted one statement that read "looking at continued research of division of Public Works Department responsibilities". We have a small town with small staffing. Chain of command and line of authority is very important. When you redistribute or reorganize, especially in a small town and small divisions like ours, it says to me without taking sides, that it splits up power, authority and organizational responsibilities. It then tends to depower and limit the responsibilities of certain people who are currently in power from having that authority. I am not sure why we need to be thinking about things like this. If we are not happy with the situation, then we have to deal with that situation; but I do not want to see any of our current supervisors be reduced in power and authority without a real good understanding as to why and what it is about. E) Mayor Bernard Featherman — A safe and happy July 4t'. I have also done some research on electric car chargers. Milani Park is owned by the County and perhaps we could look into buying it sometime in the future. We are all concerned about the situation in Milani Park and hope the situation gets resolved quickly. 9. REPORTS—TOWN ATTORNEY BRIAN SHUTT: No report. 10. REPORTS—TOWN MANAGER BEVERLY BROWN: I received an email from the Director of Parks and Recreation from the County,and they will be installing fencing on both AIA and the beach entrance to Milani Park. They have started work this morning. The Police Department's insurance is very specific, and it does say dental and vision insurance in their contract. Vice Mayor Weitz asked me about separation of Public Works. That was a direction the Commission gave me back in January and is in the minutes. In the chain of command, the supervisors here work for me, so if they have a problem with something in my mid-month report they should be coming to me and not to the Commissioners direct, and I will handle that tomorrow. Vice Mayor Weitz — That was a statement from me and did not come from anybody else. I have the right to comment on anything I read in the mid-month report. I am commenting on when somebody tells me they are looking at ways of reviewing the chain of command. That is my issue. I don't think that in a small town with a small organizational structure you resolve problems by splitting up and segmenting. That was my own position, so please don't hold anyone else responsible for that. Town Manager Brown—The restructuring was at the direction of the Town Commission. To the residents, hurricane season is upon us, and if you haven't signed up for Code Red, please go on our website and give us your email and text messaging information so that if an emergency comes up we can get in touch with you. There is also an emergency preparation guide listed on the website. On July 13`h we are going to have a Water Main Replacement Project meeting for the residents who are going to be affected by the water main replacement project to answer any comments and concerns they may have. Town Commission Workshop Meeting Minutes Tuesday,June 28,2016 Page 11 of 11 Commissioner Zelniker asked about the electric car charger and I would like to have a consensus from the Commission if they wish me to pursue this. There was a consensus to investigate the possibility of having an electric car charger on Town Hall property. The Police Department has purchased a cake to celebrate their accreditation and would like everyone to stop by. 11. PUBLIC COMMENTS AND REQUESTS RELATED TO AGENDA ITEMS DISCUSSED AT MEETING ONLY: George Kelvin,4740 S. Ocean Blvd. —I would like to do some research on how much oil Florida Power&Light has to burn in order to charge one car, and then we can decide on whether or not to have an electric car charger. Carl Gehman, 1123 Highland Beach Dr.—Congratulations on a great job with the audit. Happy 4`h of July. Edward Neidich,4740 S. Ocean Blvd. —I also met with Sheriff Bradshaw and realized that he was very unaware of the Milani Park Issue. We need to find a way to contact the County to make them aware that they need to protect that park and not be a backup as Sheriff Bradshaw stated. 12. ADJOURNMENT: There being no further business to come before the Commission, Mayor Featherman called for a motion to adjourn the Workshop Meeting at 3:45 PM. MOTION: Commissioner Stern moved to adjourn the workshop meeting at 3:45 PM. Motion was seconded by Vice Mayor Weitz, which passed unanimously. APP VED: A n � - Bemq�d Featherman,Mayor Carl Feldman, Commissioner William Weitz, Vice Mayor CP. Stern,/Commissioner da Zelnike ssioner ATTEST: Valerie Oakes, CMC, Town Clerk Date • The Town of Highland Beach, Florida COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended September 30, 2015 WL .•_,.�„ ...-:�. , >,,.�.,, -:tom° �y r.'y� ',^-•...rte 1 i i } This page intentionally left blank I The Town of Highland Beach, Florida COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended September 30, 2015 Prepared by: Finance Department Cale Curtis Finance Director TOWN OF HIGHLAND BEACH,FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED SEPTEMBER 30,2015 TABLE OF CONTENTS Pages INTRODUCTORY SECTION Letter of Transmittal i-v Certificate of Achievement for Excellence in Financial Reporting A Organizational Chart vii List of Principal Officials viii FINANCIAL SECTION Independent Auditor's Report 1-2 Management's Discussion and Analysis 3-8 Basic Financial Statements Government-wide Financial Statements: Statement of Net Position 9 Statement of Activities 10 Fund Financial Statements: Balance Sheet—Governmental Funds 11 Reconciliation of the Balance Sheet—Governmental Funds to the Statement of Net Position 12 Statement of Revenues,Expenditures,and Changes in Fund Balances— Governmental Funds 13 Reconciliation of the Statement of Revenues,Expenditures,and Changes in Fund Balances of Governmental Funds to the Statement of Activities 14 Statement of Net Position—Proprietary Funds 15 Statement of Revenues,Expenses, and Changes in Fund Net Position— Proprietary Funds 16 Statement of Cash Flows—Proprietary Funds 17-18 Notes to Financial Statements 19-60 Required Supplementary Information Schedule of Revenues, Expenditures,and Changes in Fund Balances— Budget and Actual—General Fund 61-62 Notes to the Budgetary Required Supplemental Information 63 Schedule of Funding Progress—Other Postemployment Benefits 64 Schedule of Proportionate Share of Net Pension Liability—FRS 65 Schedule of Town's Contribution-FRS 66 TOWN OF HIGHLAND BEACH,FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED SEPTEMBER 30,2015 TABLE OF CONTENTS Pa es FINANCIAL SECTION(Continued) Combining Financial Statements Nonmajor Governmental Funds: Combining Balance Sheet 67 Combining Statement of Revenues,Expenditures,and Changes in Fund Balances 68 STATISTICAL SECTION(UNAUDITED) Government-Wide Information: Table of Contents Schedule 1 —Net Position by Component 69-70 Schedule 2—Changes in Net Position 71-72 Fund Information: Schedule 3—Fund Balances,Governmental Funds 73-74 Schedule 4—Changes in Fund Balances,Governmental Funds 75-76 Schedule 5—Assessed Value and Actual Value of Taxable Property 77 Schedule 6—Direct and Overlapping Property Tax Rates 78 Schedule 7—Principal Property Tax Payers 79 Schedule 8—Property Tax Levies and Collections 80 Schedule 9—Ratios of Outstanding Debt by Type 81 Schedule 10—Ratios of General Bonded Debt Outstanding 82 Schedule 11 —Direct and Overlapping Governmental Activities Debt 83 Schedule 12—Legal Debt Margin Information 84 Schedule 13—Pledged Revenue Coverage 85 Schedule 14—Demographic and Economic Information 86 Schedule 15—Principal Employers 87 Schedule 16—Full-Time Equivalent Town Employees by Function/Program 88 Schedule 17—Operating Indicators by Function/Program 89 Schedule 18—Capital Asset Statistics by Function/Program 90 OTHER REPORTS Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 91-92 Independent Accountant's Report on Compliance with Section 218.415,Florida Statutes 93 Management Letter in Accordance With the Rules of the Auditor General of the State of Florida 94-95 I , Town of Highland Beach Bernard Featherman ♦ • • Mr; Vice Mayor: • William Weitz,Ph.D Com m; ioners: 3614 SOUTH OCEAN BOULEVARD • HIGHLAND BEACH, FLORIDA 33487 Louis P.Stern Carl Feldman Rhoda Zelmker 561-278-4548 Town Manager: Palm Beach County,Florida FAX 561-265-3582 Beverly M.Brown May 25,2016 Honorable Mayor and Members of the Town Commission Town of Highland Beach, Florida Pursuant to the Town's Charter and in accordance with State law,all general purpose local governments publish, within nine months of the close of the fiscal year, a complete set of financial statements. These are presented in conformity with generally accepted accounting principles(GAAP)that are audited in accordance with generally accepted auditing standards by a firm of licensed certified public accountants. Commensurate with this requirement, we are pleased to present the Town of Highland Beach's Comprehensive Annual Financial Report (CAFR)for the fiscal year ended September 30,2015. This report consists of management's representation concerning the finances of the Town of Highland Beach. Consequently, the Town's management assumes full responsibility for both the completeness and reliability of all the information presented in this report. In order to provide a reasonable basis for making these representations, management of the Town of Highland Beach has established a comprehensive internal control framework that is designed to both protect the Town's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the Town's financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the Town's comprehensive framework for internal controls has been designed to provide reasonable, rather than absolute,assurances that the financial statements will be free of material misstatements. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The Town of Highland Beach's financial statements have been audited by Grau & Associates., a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the Town of Highland Beach for the fiscal year ended September 30, 2015, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. The independent auditor has concluded and issued an unmodified ("clean") opinion on the Town of Highland Beach's financial statements for the fiscal year ended September 30, 2015. The independent auditor's report is presented as the first component of the financial section of this report. The organization and content of this report are based primarily on the financial reporting standards set by the Governmental Accounting Standards Board(GASB)and recommendations of the Government Finance Officers Association of the United States and Canada. The report is designed to meet the needs of a wide variety of readers and is divided into four principal sections. These sections consist of an introductory section, financial section, statistical section, and a compliance section. The Management's Discussion and Analysis (MD&A), a narrative designed to assist the reader by providing an overview and analysis of the financial activities of the Town,can be found immediately following the report of independent auditors starting on page 1. z www.ei.highland-beach.fl.us The financial reporting entity includes all the funds of the primary government (i.e., the Town of Highland Beach, Florida as legally defined), as well as all of its component units in accordance with GASB Codification of Governmental Accounting and Financial Reporting Standards, Section 2100, "Defining the Reporting Entity."Although the Palm Beach County Board of County Commissioners, Palm Beach County School Board, and South Florida Water Management District, among other governments, levy and collect taxes on property located within the corporate limits of the Town of Highland Beach, financial information on these taxing authorities is not included in this report since the Town is not financially accountable for these agencies. Annual financial reports of these other taxing authorities are available upon request from each respective authority. THE TOWN The Town of Highland Beach is located in the southern portion of eastern Palm Beach County, which is in the southeastern part of the State of Florida. The Town encompasses 0.6 square miles and is bounded on the north and northwest by the City of Delray Beach and on the south and southwest by the City of Boca Raton. The Atlantic Ocean lies adjacent to the Town on the east and the Intracoastal Waterway lies to the west.The Town is a residential community with a year round population of 3,600 (2015 Estimate- University of Florida's Bureau of Economic & Business Research), which increases to approximately 7,900 during the winter months. According to www.city-data.com the most recently reported(2013)median age in Highland Beach is 65.2 years. Males make up approximately 48%and females 52%of the total population in Highland Beach. The governing body of the Town consists of a five member Town Commission, each of whom is elected for three year overlapping terms. Commission members may serve two consecutive terms. The Town was incorporated under the laws of Florida governing municipal corporations in 1949 and operates under a Charter adopted by its citizens. Day-to-day operations of the Town are under the leadership of a Town Manager who is appointed by the Town Commission. The Town provides general municipal services such as police protection,water and wastewater utility services, public works, street maintenance, landscaping as well as a municipal library. The Town also provides fire protection,solid waste services and a postal substation through contracts with others. ECONOMIC CONDITIONAND OUTLOOK The overall economic condition of the general operations of the Town of Highland Beach is healthy. General Fund Ad Valorem (property tax)tax revenues continue to exceed operating expenditures. During the course of the past few years, re-development has added substantially to the tax base of the community. In addition, increases in assessed values assigned by the Palm Beach County Property Appraiser's Office have insured a reliable increase in ad valorem tax revenues year over year. The Town is nearly built-out, with just a few remaining parcels that are available for low-density development. During the fiscal year,ground-breaking began on the construction of a 22-unit condominium on one of the larger vacant parcels. The units are estimated to range in price from $1.25 million to $3.5 million. The trend of replacing the older single-family homes with larger homes continues throughout the community and several condominiums have undergone major restoration work. The Palm Beach County Property Appraiser anticipates a 9-12% overall increase in property values for Highland Beach. The water and wastewater enterprise funds are in stable financial condition. A revenue sufficiency and rate II study is planned for the 2016 fiscal year. The results of this study will be used to make recommendations on sustaining the stable financial condition. The overall economic outlook for the Town appears to be bright. The increase in assessed value of existing and new residential units and condominiums will allow the Town's assessed value to continue in growth mode. Through the enforcement of Town codes and ordinances, the Town will continue to attempt to enhance the aesthetic appearance of the Town,and maintain the high quality of life that exists in the community. The following chart is an illustration of the previously mentioned points regarding the growth (or decline) in assessed value in the Town: Taxable Assessed Assessed Value Per Year Valuation Population Capita 2004 1,356,599,854 4,019 $ 337,547 2005 1,546,615,892 4,157 $ 372,051 2006 1,875,187,592 4,157 $ 451,092 2007 2,300,831,999 4,155 $ 553,750 2008 2,238,941,501 4,164 $ 537,690 2009 2,140,106,933 4,164 $ 513,955 2010 1,932,060,374 3,989 $ 484,347 2011 1,815,718,250 3,539 $ 513,060 2012 1,732,047,474 3,539 $ 489,417 2013 1,752,273,484 3,572 $ 490,558 2014 1,824,011,226 3,581 $ 509,358 2015 1,937,184,804 3,600 $ 538,107 Long-term financial planning At September 30,2015,the unassigned fund balance in the general fund was$5.01 million,an increase of$1.15 million for the fiscal year. This balance is considered to be healthy, consisting of approximately 47% of total general fund expenditures for the FY ended 2015. The Town Commission continues to take an aggressive approach toward preserving the financial future of the Town by adopting policies that create cash reserve designations labeled as assigned fund balance. These cash reserves are assigned for a specific use such as recovering from natural disasters and providing a"cash cushion" during months when cash flows fall stagnant. Future cash reserve designations will include an assigned fund balance for capital improvements and replacements. AL4JOR INITIATIVES For the Year: In Fiscal Year 2015, the Town continued its endeavor to enhance and improve municipal services. The Town Clerk's Department began a project to scan and electronically archive all files, permits, plans and other documents. Significant enhancements and repairs were made to the walking path in Highland Beach. Large III sections of the path were repaired and the old trash receptacles and benches were replaced along the entire pathway. Interior renovations began on the Post Office and Building Department. These renovations included new counters, paint, and flooring.Through a successful bidding, the Town was able to lower the annual cost of solid waste and recycling services by$112,000(23%)and renew its relationship with Waste Management. For the Future: By way of a public referendum,the citizens of Highland Beach approved a not-to-exceed amount of$5 million to replace the water mains on all of the Town's side streets and retrofit the RO Water Plant with an automated Calcite System. The Towns Capital Improvement Plan includes a $1 million streetscape project to enhance and repave the walking path. The Town's fire apparatus and rescue vehicles are planned to be replaced through a lease arrangement with the City of Delray,the Town's contracted fire protection service provider. FINANCIAL INFORMATION Budgetary Control The Town maintains budgetary controls to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the Town Commission. The level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount)is established at the department level within an individual fund.The Town utilizes the encumbrance accounting system. Financial Standards The Town implemented Governmental Accounting Standards Board Statement No. 54 (GASB 54) Fund Balance Reporting and Governmental Fund Type Definitions during the fiscal year ended September 30, 2011. The objective of GASB 54 is to provide a clearer distinction between available and unavailable financial resources by establishing 5 categories(non-spendable, restricted, committed,assigned,and unassigned) of fund balance.With the adoption of the Fund Balance policy,the Commission established two"assigned"reservations of fund balance: the first is a Target Reserve of 16.7% of general fund revenues. This reserve provides budget stabilization during periods of cash flow shortfalls and had a balance of$1,899,960 at the 2015 fiscal year end. The second is a Disaster Recovery reserve. The Disaster Recovery had a balance of$550,000 at the 2015 fiscal year end. A WARDS AND ACKNOWLEDGMENTS Awards The Government Finance Officers Association(GFOA)awarded a Certificate of Achievement for Excellence in Financial Reporting to the Town of Highland Beach for its comprehensive annual financial report for the fiscal year ended September 30, 2014. This was the twenty-fourth consecutive year that the Town received this prestigious award. In order to be awarded a Certificate of Achievement, the Town published an easily readable and efficiently organized comprehensive annual financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current comprehensive IV annual financial report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA in anticipation of its eligibility for another certificate. Acknowledgments The preparation of this report in a timely basis could not have been accomplished without the efficient and dedicated services of the Town of Highland Beach's Finance Department. We also wish to thank the Mayor and Commission members for their interest and support in planning and conducting the financial operations of the Town in a responsible and progressive manner. Respectfully s omitted, Beverly M. Br wn Cale Curtis Town Manage Finance Director I V G Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to Town of Highland Beach Florida For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2014 */'4 1-�A0 t-' Executive Director/CEO VI o � � 3 c a ani Q O p aui v w u +� orij v0 04 3 C a o ' o b Or- Cd .� Qi V °e a� .� 'q U m �c+ b � FLi' Q�'i a4 x 0 U IN cc.� a. �C an w WCd 0 72 0 e3 ywN a � sem. u ' " A i- y 4.0 A b Y > � a Ov at °, Ub � � •gid a � � O O 'V' GIZ F • aha 13-4 o a to 4. Cd Uo A4 2014-2015 ANNUAL OPERATING BUDGET OF THE TOWN OF HIGHLAND BEACH,FLORIDA FOR THE FISCAL YEAR ENDING SEPTEMBER 30,2015 TOWN COMMISSION Bernard Featherman,Mayor William Weitz,Ph.D.,Vice-Mayor Louis P. Stern,Commissioner Carl Feldman, Commissioner Rhoda Zelniker,Commissioner TOWN MANAGER Beverly Brown TOWN ATTORNEY Glen Torcivia DEPARTMENT HEADS Valerie Oakes Town Clerk Cale D. Curtis Finance Director Craig Hartmann Chief of Police Michael Desorcy Building Official Edward Soper Public Works Director Lois Albertson Library Director vni 2700 North Military Trail-Suite 350 Boca Raton, Florida 33431 rau & Associates (561)994-9299- (800)299-4728 Fax (561)9945823 t L 11 I L i L D I't 1 B L 1 t At_(_'t)LI N VA N FS www.graucpa.com Independent Auditor's Report To the Honorable Mayor and Members of the Town Commission Town of Highland Beach, Florida Report on the Financial Statements We have audited the accompanying financial statements of the govemmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Town of Highland Beach, Florida, (the "Town") as of and for the fiscal year ended September 30, 2015, and the related notes to the financial statements, which collectively comprise the Town's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of intemal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement,whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers intemal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's intemal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, based on our audit and the report of other auditors,the financial statements referred to above present fairly, in all material respects, the respective financial position of the govemmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Town as of September 30, 2015, and the respective changes in financial position, and, where applicable, cash flows thereof for the fiscal year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Matter As discussed in Note 1 to the accompanying financial statements, the Town adopted the recognition and disclosure requirements of Govemmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions, an Amendment of GASB Statement No. 27 and Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date, an amendment of GASB Statement No. 68, effective October 1, 2014. The net position balances of the govemmental activities and business-type activities as of October 1, 2014 have been restated. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, budgetary comparison information, schedule of the City's proportionate share of net pension liability, schedule of contributions and schedule of funding progress be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Town's basic financial statements.The introductory section, combining non-major fund financial statements, and statistical section, are presented for purposes of additional analysis and are not a required part of the financial statements. The combining non-major fund financial statements are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly,we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated May 25, 2016, on our consideration of the Town's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Town's internal control over financial reporting and compliance. Report on Other Legal and Regulatory Requirements We have also issued our report dated May 25, 2016, on our consideration of the Town's compliance with the requirements of Section 218.415, Florida Statutes, as required by Rule 10.556(10) of the Auditor General of the State of Florida. The purpose of that report is to provide an opinion based on our examination conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. ;41-!" �- May 25, 2016 2 MANAGEMENT'S DISCUSSION AND ANALYSIS The Town of Highland Beach's management discussion and analysis is designed to assist the reader by providing a narrative overview and analysis of the financial activities of the Town for the fiscal year ended September 30, 2015. Since the Management's Discussion and Analysis (MD&A) is designed to focus on the current year's activities, resulting in changes and currently known facts, please read it in conjunction with the accompanying transmittal letter in the introductory section (beginning on page i) and the Town's financial statements(beginning on page 9). FINANCIAL HIGHLIGHTS The following are the highlights of financial activity for the fiscal year ending September 30,2015. • The Town's assets exceeded its liabilities at September 30, 2015 by $19.4 million (net position), an increase of approximately $1.96 million over the prior year's restated ending net position of $17.4 million. Of this amount, $14.5 million may be used to meet the ongoing obligations to citizens and creditors. The restatement of net position is due to the implementation of new reporting standard GASB 68. • The Town's revenues for governmental activities were $11.6 million, an increase of$661k or 6% over the previous year.The expenses for governmental activities were$8.9 million,a 7.14% increase from the prior year. • The business-type activities generated$3.3 million in operating revenues,an increase of$79k over the prior year.The increase is primarily due to an increase in water consumption.Customers used approximately 18 million more gallons than the prior year,a 4%increase in consumption. Operating expenses decreased by$226,000 due to depreciation expenses.The Water and Sewer Funds had a combined operating loss of$508,000 compared to an operating loss of$813,000 in the prior year. • At September 30,2015,the General Fund's unassigned fund balance was$5.01 million,an increase of $1.45 million.The General Fund has designated two assignments of fund balance.One is for budget stabilization and totaled$1.9 million.The second is for disaster recovery at an amount of$550,000. • The Town's total long-term liabilities increased by $1.4 million, or 1.9 percent. The key factors of the increase are due annual principal payments on current debt and the first time recording of the Town's pension liability(GASB 68). OVERVIEW OF FINANCIAL STATEMENTS This discussion and analysis are intended to serve as an introduction to the Town of Highland Beach's basic financial statements. The Town of Highland Beach's basic financial statements comprise of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. GOVERNMENT-WIDE FINANCIAL STATEMENTS The government-wide financial statements (pages 9 through 10) are designed to provide readers with a broad overview of the Town's finances, in a manner similar to private-sector business. The statement of net position presents information on all of the Town's assets and liabilities, with the difference between the two reported as net position.The change in net position over time may be an indicator of the Town's financial health. The statement of activities provides a breakdown of revenues and expenses by function. The functions primarily supported by taxes and intergovernmental revenues, such as police, fire, and other public services are considered governmental activities. Those functions that are primarily funded through user fees and charges are identified as business-type activities.In the Town of Highland Beach,the latter consist of the water and sewer activities. 3 FUND FINANCIAL STATEMENTS Traditional users of government financial statements will find the Fund Financial Statements presentation more familiar. The focus is now on major funds, rather than the previous reporting model's fund types. The Town, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal obligations. The funds of the Town can be divided into two categories:governmental funds and proprietary funds. Governmental Funds (beginning on page 11) are used for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirement. Most of the Town's basic services are reported in the governmental funds. Proprietary Funds (beginning on page 15) provide the same type of information as the government-wide financial statements, only in more detail. The Town's proprietary funds consist of the water and sewer funds. These enterprise funds are the equivalent of business-type activities in the government-wide statements. Notes to the Financial Statements (beginning on page 19) provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. GOVERNMENT-WIDE FINANCIAL ANALYSIS The government-wide financial statements were designed so that the user could determine if the Town is in a better or worse financial condition from the prior year. As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the Town, assets p 1 u s deferred outflows of resources exceeded liabilities and deferred inflows of resources by$19.4 million at September 30,2015. Town of Highland Beach Net Position (In Thousands) Governmental Business Total Governmental Business Total Activities Activities Activities Activities Activities Activities 2015 2015 2015 2014 2014 2014 Assets: Current and other assets $ 7,915 $ 7,149 $ 15,064 $ 7,139 $ 6,990 $ 14,129 Capital assets 5,457 14,523 $19980 5,599 15,100 $20,699 Total assets $ 13,372 $ 21,672 $ 35,044 $ 12,738 $ 22,090 $ 34,828 Deferred Outflows of Resources: FRS Pension 509 78 587 Liabilities: Long-term debt outstanding - 10,921 10,921 1,016 12,868 13,884 Other liabilities 3,238 1,562 4,800 396 154 550 Total liabilities $ 3,238 $ 12,483 $ 15,721 $ 1,412 $ 13,022 $ 14,434 Deferred Inflows of Resources: FRS Pension 443 68 511 Net position: Net investment in capital assets 5,457 2,741 8,198 5,457 2,394 7,851 Restricted for: Debt service 227 227 235 235 Special projects 228 207 207 207 Unrestricted 4,515 6,231 10,768 5,662 6,438 12,100 Total net position $ 10,200 $ 9,199 $ 19,400 $ 11,326 $ 9,067 $ 20,393 4 The largest portion of the Town's net position (55%) reflects its unrestricted cash reserves. The unrestricted cash reserves ($10.8 million) may be used to meet the Town's ongoing obligations to citizens and creditors. Approximately 50% of these cash reserves are earmarked in the Town's 5-year Capital Improvement Plan(CIP). A portion of the Town's net position(2.0%)represents resources that are subject to external restrictions on how they may be used. The remaining balance of net position ($8.2 million) for the Town reflects its investment in capital assets (e.g. land, building, machinery and equipment) less any related debt, used to acquire those assets, that is still outstanding. These capital assets are used to provide services to citizens; consequently, these assets are not available for future spending. It should also be noted that the resources required to repay the related debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Net position of the Governmental Activities at September 30, 2015, was $10.2 million. Property taxes are the main source of revenues and represent approximately 75% of the revenue for governmental activities. Expenses for Public Safety (Police, Fire Rescue, and Building Inspection) represent approximately 62% of Governmental Activities expenses. Tax revenues were down over$79,000 for the year due to the adoption of a"rolled back"tax rate. The Town's capital outlay expenses decreased$725,000 year over year due to a major renovation project coming to completion. Outstanding Governmental Activities debt decreased $211,000. The net effect of these major changes primarily contributed to an increase in net position of the Governmental Activities of approximately$948k. Net position of the Business Type Activities (water and sewer) at September 30, 2015,was $9.2 million, an increase of$131k.The cost of providing all Business-Type Activities this year was$3.8 million. REMAINDER OF PAGE LEFT BLANK 5 Town of Highland Beach Changes in Net Position (In Thousands) Governmental Business Total Governmental Business Total Activities Activities Activities Activities Activities Activities 2015 2015 2015 2014 2014 2014 Revenues: Program revenues: Charges for services $ 1,421 $ 3,154 $ 4,575 $ 1,017 $ 3,054 $ 4,071 Operating grants and contributions 14 14 14 14 General revenues: Property taxes 8,696 $8,696 8,452 8,452 Utility taxes 285 $285 291 291 Franchise Fees 443 $443 440 440 Sales and use taxes 310 $310 296 296 State revenue sharing 95 $95 108 108 Investment earnings 21 15 $36 19 8 27 Miscellaneous 357 210 $567 53 19 72 Net decrease in fair value of investments (5) (1) (6) Gain on disposal of fwd assets 4 7 $11 4 2,228 2,232 Total revenues 11,646 3,386 15,032 10,689 5,308 15,997 lgpenses: Program expenses: General government 1,933 1,933 1,627 1,627 Public safety 5,800 5,800 5,497 5,497 Sanitation 536 536 573 573 Culture and recreation 647 647 609 609 Interest on long-term debt 6 6 21 21 Water and sewer 4,150 4,150 4,264 4,264 Total expenses 8,922 4,150 13,072 8,327 4,264 12,591 Fwess(deficiency)before transfers 2,724 (764) 1,960 2,362 1,044 3,406 Transfers (1,286) 1,286 (1,286) 1,286 Increase(decrease)in net position 1,438 522 1,960 1,076 2,330 3,406 Net position(restated)-October 1, 8,762 8,677 17,439 10,250 6,738 16,988 Net position-September 30, $ 10,200 $ 9,199 $ 19,399 $ 11,326 $ 9,068 $ 20,394 6 CAPITAL ASSET AND DEBT ADMINISTRATION The Town's investment in capital assets for its governmental and business-type activities as of September 30, 2015 totaled$19.9 million(net of accumulated depreciation).This investment in capital assets includes land, buildings,improvements,machinery and equipment.Major capital asset events during the current fiscal year included the following: Town of Highland Beach Capital Assets (In Thousands) Governmental Business Activities Activities Total Total 2015 2015 2015 2014 Land $ 324 $ - $ 324 $ 324 Construction in progress Buildings and improvements 5,174 9,472 14,646 14,646 Improvements other than buildings 3,212 8,426 11,638 11,517 Furniture,fixtures and equipment 2,580 8,254 10,834 11,299 Total assets $ 11,290 $ 26,152 $ 37,442 $ 37,786 Less accumulated depreciation (5,833) (11,629) (17,462) (17,087 Total $ 5,457 $ 14,523 $ 19,980 $ 20,699 Additional information on the Town's capital assets can be found in Note 4 of this report. Long-Term Liabilities The Town's long-term liabilities,excluding OPEB and net pension liabilities(considering debt retirement) decreased by$1,418,000 as follows: Town of Highland Beach Long-Term Liabilities (In Thousands) Governmental Business Activities Activities Total Total 2015 2015 2015 2014 Promissory Notes $ - $ 3,192 $ 3,192 $ 3,812 Revolving Fund Loan 8,590 8,590 9,319 Compensated Absences 264 89 353 422 Total $ 264 S 11,871 $ 12,135 $ 13,553 Additional information on the Town's long-term liabilities can be found in Note 5 of this report. 7 FINANCIAL ANALYSIS OF THE GOVERNMENTAL FUNDS As noted earlier, the Town uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental Funds-The focus of the Town's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the Town's financing requirements. In particular, unassigned fund balance serves as a useful measure of a government's net resources available for spending at the end of the fiscal year. At September 30, 2015 the Town's ending fund balances of the General Fund totaled $7.7 million, an increase of approximately $948,000 from the prior year. Approximately 65% ($5.03 million) of the ending fund balances constitutes unassigned fund balance,which is available for spending at the government's discretion.The remainder of the balance is assigned,indicating that it is not available for new spending because it has either been assigned to provide 1) budget stabilization ($1.90 million), or 2) disaster relief($550,000). Current year governmental fund expenditures decreased approximately$405,000 due primarily to a reduction in capital expenditures. Budgetary Highlights-Budget to actual comparison schedules are provided in the Required Supplementary Information (RSI) Section of the report (beginning on page 61). The budget and actual schedules show the original budgets,the final revised budget,actual results,and variance between the final budget and actual results for the General Fund. Total General Fund expenditures of$9.4 million were less than the final amended budget of$10.1 million,a difference of approximately$678,000. NEXT YEAR'S BUDGET AND ECONOMIC FACTORS The Town's 2016 fiscal year budget includes items that continue to accomplish the goals of the Town. These goals included enhancing the level of services, increasing the responsiveness of the local government to the needs of the public and to technologically improve the operation of the Town government. Property taxes are the main source of revenues for governmental activities and represent approximately 72 percent of the General Fund budgeted revenues. The Town's total tax millage rate decreased from a total of 4.6412 mills in FY 2015 to 4.1454 mills in FY 2016. Notwithstanding one-time capital expenditures,property taxes combined with all other estimated General Fund revenues are projected to be sufficient to cover the expenditures in the fiscal year 2016 budget. REQUESTS FOR INFORMATION This financial report is designed to provide our citizens, taxpayers, customers, investors, and creditors with a general overview of the Town's finances and to show the Town's accountability for the money it receives. If you have questions about this report or need additional financial information, contact the Town's Finance Department,at the Town of Highland Beach,3614 S.Ocean Boulevard,Highland Beach,Florida 33487. 8 TOWN OF HIGHLAND BEACH,FLORIDA Statement of Net Position September 30,2015 Primary Government Governmental Business-Type ActiAties Activities Total Assets Current assets: Cash and cash equivalents $ 5,906,432 $ 4,821,518 $ 10,727,950 Investments 1,795,553 1,544,342 3,339,895 Restricted assets: Cash and cash equivalents - 245,841 245,841 Accounts receivable,net 78,258 527,932 606,190 Due from other governments 130,268 - 130,268 Prepaid costs and inventories 4,798 8,928 13,726 Total current assets 7,915,309 7,148,561 15,063,870 Noncurrent assets: Nondepreciable capital assets 323,889 - 323,889 Depreciable capital assets,net 5,133,496 14,523,401 19,656,897 Total noncurrent assets 5,457,385 14,523,401 19,980,786 Total assets 13,372,694 21,671,962 35,044,656 Deferred Outflows of resources FRS Pension 509,380 77,598 586,978 Total deferred outflows of resources 509,380 77,598 586,978 liabilities and Net Position Liabilities: Current liabilities: Accounts payable and accrued liabilities 220,864 123,156 344,020 Accrued interest payable - 18,974 18,974 Noncurrent liabilities due within one year 27,714 950,681 978,395 Total current liabilities 248,578 1,092,811 1,341,389 Noncurrent liabilities: Net OPFB obligation 271,426 91,307 362,733 Net pension liability 2,481,679 378,057 2,859,736 Due in more than one year 236,230 10,920,513 11,156,743 Total liabilities 3,237,913 12,482,688 15,720,601 Deferred Inflows of resources FRS Pension 443,298 67,532 510,830 Total deferred inflows of resources 443,298 67,532 510,830 Net position: Net investment in capital assets 5,457,385 2,741,513 8,198,898 Restricted for. Recreational land acquisition 215,245 - 215,245 Library activities 6,089 - 6,089 Law enforcement 6,886 - 6,886 Restricted for debt service - 226,867 226,867 Unrestricted 4,515,258 6,230,960 10,746,218 Total net position $ 10,200,863 $ 9,199,340 $ 19,400,203 See notes to the financial statements 9 O00 .�r-i O\ 00 an M n l7 VI- 00 (� n N Rn Obi 000 M O M M93 kn po 4601 Vi ~ b9 h m v pppp q N N art h b a00 ON � '73 6q 601_ C .. aV U "a 00 M 01 Ni i i .�-� 000 01 M T 8 M M M Z y N r% V v N OHO ID O� ct ipi 00 ;D 10 N O N M N R n fyxi ''" Q O N 6s Qq v3 pro M QO bp pM, N W, 5 I— 00 O\ p O 4? Ca 'O C�i tN+'i � h n Iq d0 H gyp" 00 NW)h M LL y M O > O }I 69 69 •• .�., q i3 y CS ail Mtn pp� r N O .�. y N C4 O Y .G N 000 > 'C cGal 45 p O Y VI C M O �p �O �O M � v1 O ri � C ,� cC O �, O a y� .� •� . [� tni > a. � w �nSSCE Uzz y ' ti Y ti Y fiy1,i U y O p; OZ CUAI c 0 TOWN OF HIGHLAND BEACH,FLORIDA Balance Sheet - Governmental Funds September 30,2015 Major Find Nonmajor Total General Governmental Governmental Find Finds Finds Assets Cash and cash equivalents $ 5,730,703 $ 175,729 $ 5,906,432 Investments 1,743,062 52,491 1,795,553 Receivables: Accounts receivable,net 78,258 - 78,258 Due from other governments 130,268 - 130,268 Inventory 503 - 503 Prepaids 4,295 - 4,295 Totalassets $ 7,687,089 $ 228,220 $ 7,915,309 liabilities andfirndlIalances Liabilities: Accounts payable $ 132,058 $ - $ 132,058 Accrued liabilities 88,806 - 88,806 Total liabilities 220,864 - 220,864 Find balances: Non-spendable for inventories and prepaid costs 4,798 - 4,798 Restricted for. Recreational land acquisition - 215,245 215,245 Library activities - 6,089 6,089 Law enforcement - 6,886 6,886 Assigned to: Disaster recovery 550,000 - 550,000 Mandatory reserves 1,899,960 - 1,899,960 Subsequent year expenditures - - - Unassigned: 5,011,467 - 5,011,467 Total fund balances 7,466,225 228,220 7,694,445 Total liabilities and fund balances $ 7,687,089 $ 228,220 $ 7,915,309 See notes to the financial statements 11 TOWN OF HIGHLAND BEACH,FLORIDA Reconciliation of the Balance Sheet-Governmental Funds to the Statement of Net Position September 30,2015 Fund balance-governmental funds S 7,694,445 Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial assets therefore, are not reported as assets in the governmental funds. The statement of net position includes those capital assets,net of any accumulated depreciation,in the net position of the government as a whole. Cost of capital assets 11,291,023 Accumulated depreciation (5,833,638) 5,457,385 Deferred outflows of resources related to pensions are recorded in the statement of net position but not on the governmental fund financial statements 509,380 Deferred inflows of resources related to pensions are recorded in the statement of net position but not on the governmental fund financial statements (443,298) liabilities not due and payable from current available resources are not reported as liabilities in the governmental fund statements. All liabilities, both current and long-tens, are reported in the government-wide financial statements. Compensated absences (263,944) OPFB obligation (271,426) Net pension liability (2,481,679) Net position of governmental activities S 10,200,863 See notes to the financial statements 12 TOWN OF HIGHLAND BEACH,FLORIDA Statement of Revenues,Expenditures,and Changes in Fund Balances Governmental Funds For the Year Ended September 30,2015 Nonmajor Total General Governmental Governmental Fund Fonda Flands Revenues: Property taxes $ 8,696,269 $ - $ 8,696,269 Franchises fees 443,409 - 443,409 Permits and fees 813,708 - 813,708 Intergovernmental 704,806 - 704,806 Charges for services 521,207 - 521,207 Fines and forfeitures 6,816 - 6,816 Interest income 20,530 513 21,043 Rent&Leases 56,827 22,000 78,827 Miscellaneous 362,089 220 362,309 Total revenues 11,625,661 22,733 11,648,394 Expenditures: Current: General government 1,885,669 - 1,885,669 Public safety 5,811,416 - 5,811,416 Culture and recreation 616,228 1,494 617,722 Sanitation 413,271 - 413,271 Capital outlay 250,880 - 250,880 Debt service: Principal 425,913 - 425,913 Interest 9,154 - 9,154 Total expenditures 9,412,531 1,494 9,414,025 E-wess(deficiency)of revenues over expenditures 2,213,130 21,239 2,234,369 Other financing sources(uses): Transfers out (1,286,000) - (1,286,000) Total other financing sources(uses) (1,286,000) - (1,286,000) Net change in fund balances 927,130 21,239 948,369 Fund balances, beginning 6,539,095 206,981 6,746,076 Fund balances, ending $ 7,466,225 $ 228,220 $ 7,694,445 See notes to the financial statements 13 TOWN OF HIGHLAND BEACH,FLORIDA Reconciliation of the Statement of Revenues,Expenditures,and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended September 30,2015 Net change in fund balances -total governmental funds $ 948,369 Amounts reported for governmental activities in the statement of activities are different because: Capital assets are reported in the governmental fund as expenditures. However,in the statement of activities,the cost of certain of these assets are eliffinated and capitalized as capital assets. 250,880 Depreciation of capital assets is not recognized in the governmental fund statement but is reported as an expense on the statement of activities. (382,149) Loss on disposal of capital assets is not reported on the governmental fund statements. However, these amounts are reported as expenses on the statement of activities. (10,045) Repayment of long-term liabilities are reported as expenditures in the governmental fund,but such repayments reduce liabilities in the statement of net position and are eliminated fromthe statement of activities. 425,913 The change in accrued interest on long-term liabilities between the current and prior fiscal year is recorded in the statement of activities but not in the fund financial statements. 2,750 Expenses reported in the statement of activities that do not require the use of current financial resources are not reported as expenditures in the fund financial statements.The details of the differences are as follows: Current change in compensated absence 78,529 Current change in OPEB obligation (23,851) Pension expense 148,204 Change in net position of governmental activities $ 1,438,600 See notes to the financial statements 14 TOWN OF HIGHLAND BEACH,FLORIDA Statement of Net Position- Proprietary Funds September 30,2015 Water Utility Sewer Utility Fund Fund Total Assets Current Assets Cash and cash equivalents $ 3,474,331 $ 1,347,187 $ 4,821,518 Investments 1,133,770 410,572 1,544,342 Accounts receivable(net) 359,192 168,740 527,932 Prepaid Items 2,666 - 2,666 Supplies inventory 6,262 - 6,262 Restricted cash and cash equivalents 245,841 - 245,841 Total current assets 5,222,062 1,926,499 7,148,561 Non-current Assets CapitalAssets Building and improvements 7,746,507 1,725,534 9,472,041 Improvements other than buildings 7,221,850 1,204,616 8,426,466 Equipment 7,861,419 392,654 8,254,073 Total capital assets 22,829,776 3,322,804 26,152,580 Less accumulated depreciation (8,961,424) (2,667,755) (11,629,179) Total non-current assets 13,868,352 655,049 14,523,401 Total assets 19,090,414 2,581,548 21,671,962 Deferred Outflows of Resources FRS Pension 77,598 - 77,598 Total deferred outflows of resources 77,598 - 77,598 Liabilities Current liabilities Accounts payable $ 28,345 $ 73,232 $ 101,577 Accrued liabilities 21,579 - 21,579 Accrued interest payable 18,974 - 18,974 Compensated absences 9,377 - 9,377 Long-Term Debt 941,304 - 941,304 Total current liabilities 1,019,579 73,232 1,092,811 Long-Term liabilities Compensated absences 79,929 - 79,929 OPEB obligation 91,307 - 91,307 Net pension liability 378,057 - 378,057 Long-Term Debt 10,840,584 - 10,840,584 Total long-term liabilities 11,389,877 - 11,389,877 Total liabilities 12,409,456 73,232 12,482,688 Deferred Inflows of Resources FRS Pension 67,532 - 67,532 Total deferred inflows of resources 67,532 - 67,532 Net Position Net investment in capital assets 2,086,464 655,049 2,741,513 Restricted for debt service 226,867 - 226,867 Unrestricted 4,377,693 1,853,267 6,230,960 Total net position $ 6,691,024 $ 2,508,316 $ 9,199,340 See notes to the financial statements 15 TOWN OF HIGHLAND BEACH,FLORIDA Statement of Revenues,Expenses,and Changes in Fund Net Position -Proprietary Funds For the Year Ended September 30,2015 Water Sever Fund Fund Total Operating revenues: Charges for services $ 2,117,789 $ 1,013,901 $ 3,131,690 Administrative fee 140,000 - 140,000 Total operating revenues 2,257,789 1,013,901 3,271,690 Operating expenses: Salaries and fringe benefits 1,041,327 - 1,041,327 Cost of sales and services 583,475 745,861 1,329,336 General and administrative 491,973 148,833 640,806 Depreciation 677,339 90,600 767,939 Total operating expenses 2,794,114 985,294 3,779,408 Operating income(loss) (536,325) 28,607 (507,718) Nonoperating revenues (expenses): Interest income 11,538 3,939 15,477 Gain on disposal and capital assets 3,463 3,462 6,925 Connection fees 66,000 22,000 88,000 Other revenue 3,590 212 3,802 Interest expense (370,648) - (370,648)_ Total nonoperating revenues(expenses) (286,057) 29,613 (256,444) Income before transfers (822,382) 58,220 (764,162) Transfers in 1,286,000 - 1,286,000 Total transfers 1,286,000 - 1,286,000 Net income 463,618 58,220 521,838 Net position-beginning,restated 6,227,406 2,450,096 8,677,502 Total net position,ending $ 6,691,024 $ 2,508,316 $ 9,199,340 See notes to the financial statements 16 TOWN OF HIGHLAND BEACH,FLORIDA Statement of Cash Flows - Proprietary Funds For the Year Ended September 30,2015 Business-Type Activities- Fnterprise Funds Water Sevver Utility Utility Total Cash Flows From Operating Activities Receipts from customers $ 2,106,337 $ 1,013,144 $ 3,119,481 Receipts from interfund services provided 140,000 - 140,000 Payments to suppliers (763,660) (730,611) (1,494,271) Payments for interfund services used (298,550) (140,000) (438,550) Payments to employees (1,046,047) - (1,046,047) Other revenue 3,590 212 3,802 Net cash provided by(used in)operating activities 141,670 142,745 284,415 Cash Flows FromNoncapital Financing activities: Connection fees received 66,000 22,000 88,000 Transfers from other funds 1,286,000 - 1,286,000 Net cash providedby(usedin)noncapital financing 1,352,000 22,000 1,374,000 Cash Flows From Capital and Related Financing Activities Purchase to acquire and construct capital assets (185,849) (13,582) (199,431) Proceeds fromthe disposal of capital assets 7,600 7,600 15,200 Principal paid on debt and leases (923,654) - (923,654) Interest paid on long-termdebt (372,020) - (372,020) Net cash provided by(us ed in)capital and related financing activities (1,473,923) (5,982) (1,479,905) Cash Flows From Investing Activities Purchase of investments (1,133,770) (410,572) (1,544,342) Interest received 11,538 3,939 15,477 Net cash provided by(used in) investing activities (1,122,232) (406,633) (1,528,865) Net increase(decrease)in cash and cash equivalents (1,102,485) (247,870) (1,350,355) Cash and cash equivalents,beginning 4,822,657 1,595,057 6,417,714 Cash and cash equivalents,ending $ 3,720,172 $ 1,347,187 $ 5,067,359 Reconciliation to the statement of net position: Cash and equity in pooled cash $ 3,474,331 $ 1,347,187 $ 4,821,518 Restricted assets,cash 245,841 - 245,841 $ 3,720,172 $ 1,347,187 $ 5,067,359 See notes to the financial statements 17 TOWN OF HIGHLAND BEACH,FLORIDA Statement of Cash Flows - Proprietary Funds(Continued) For the Year Ended September 30,2015 Business-Type Activities- Enterprise)bids Water Sevmr Utility Utility Total _ Reconciliation of Operating Income(loss)to Net Cash Provided By(Used In)Operating Activities Operating income(loss) $ (536,325) $ 28,607 $ (507,718) Adjustments to reconcile operating income(loss) to net cash provided by(used in)operating activities: Depreciation and amortization 677,339 90,600 767,939 GASB 68 Pension expense (22,577) - (22,577) Ganges in assets and liabilities: (Increase)decrease in accounts receivable (11,452) (757) (12,209) (Increase)decrease in other assets 49,150 2,361 51,511 Increase(decrease)in accounts payable (33,839) 21,934 (11,905) Increase(decrease)in other liabilities 1,517 - 1,517 Increase(decrease)in compensated absences 9,833 - 9,833 Increase(decrease)in OPEB 8,024 - 8,024 Total adjustments 677,995 114,138 792,133 Net cash provided by(used in)operating activities $ 141,670 $ 142,745 $ 284,415 See notes to the financial statements 18 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1-SUMMARY OF SIGNIFICANT A .0 OUNTING EQLICMIES The Town of Highland Beach, Florida (the Town) was incorporated in 1949 pursuant to Senate Bill No. 418. The Town is governed by a Town Commission comprised of an elected Mayor, Vice Mayor and three Town Commissioners. The Town Commission appoints a Town Manager. The Town provides the following services: public safety, water and sewer systems, sanitation, streets and roads, planning and zoning, library, contract postal substation, and general administrative services. The basic financial statements of the Town have been prepared in conformity with accounting principles generally accepted in the United States (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The more significant of the Town's accounting policies are described below. Financial RoortingEntity As required by generally accepted accounting principles, these financial statements include the Town (the primary government) and its component units. Component units are legally separate entities for which the Town is financially accountable and other organizations for which the nature and significance of their relationship with the Town are such that exclusion would cause the Town's financial statements to be misleading or incomplete. The Town is financially accountable if.- a) f:a) the Town appoints a voting majority of the organization's governing board and (1) the Town is able to impose its will on the organization or (2) there is a potential for the organization to provide specific financial benefits to or impose specific financial burdens on the Town, or b) the organization is fiscally dependent on the Town and (1) there is a potential for the organization to provide specific financial benefits to the Town or (2) impose specific financial burdens on the Town. Based upon application of the above criteria, management of the Town has determined that no component units exist which would require inclusion in this report. Further, the Town is not aware of any entity that would consider the Town to be a component unit. 19 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SUMMARY OF SIUMICANT ACCOUNTING POLICIES(Continued) Government-Wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the activities of the Town. Governmental activities, which are normally supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include (1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, and (2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental and enterprise funds. The major individual governmental fund and the major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus.Basis ofAccountint:, and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the enterprise fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the Town considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments,are recorded only when payment is due. 20 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1-S iMMARY OF SIGNMCAha ACCOUNTING PO .I (Continued) Measurement Focus. Basis of Accounting, and Financial Statement Presentation(Continued) Property taxes, franchise fees, other taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the Town. The Town reports the following major governmental fund: General Fund The General Fund is the primary operating fund and is used to account for all financial resources applicable to the general operations of the Town government except those required to be accounted for in another fund. The Town reports the following major enterprise funds: Water Utility System Fund The Water Utility System Fund accounts for the activities of providing water treatment and distribution service to the property owners of the Town. Sewer Utility System Fund The Sewer Utility System Fund accounts for the operation of the sewage pumping stations and collection systems to customers inside the Town's boundaries. Additionally,the Town reports the following non-major funds: SMial Revenue Funds Special revenue funds are used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. The Town reports the following special revenue funds: Open Space and Recreation Land Fund Library Donation Fund Cultural Society Fund Law Enforcement Fund The special revenue funds do not have legally adopted budgets. 21 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Measurement Focus. Basis ofAccounting. and Financial Statement Presentation(Continued) As a general rule, the effect of interf ind activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are charges between the Town's utility functions and various other functions of the Town. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Enterprise funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the Town's water and sewer utility funds are charges to customers for services. Operating expenses for enterprise funds include the cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the Town's policy to use restricted resources first,then unrestricted resources as they are needed. Assets, Liabilities, and Net Position or Equity Pooled Cash and Investments Pooled cash and investments include cash on hand and investments with the State Board Investment Pool and certificates of deposit. Resources of all funds have been combined into a pooled cash and investment system for the purpose of maximizing earnings. Interest earned on pooled cash and investments is allocated monthly based upon equity balances of the individual funds. Investments are reported at fair value, which is determined by using various third party pricing sources. The Investment Pool, administered by the Florida State Board of Administration, is a "2A-7 like"pool and,thus,these investments are valued using the pooled share price. Cash and cash equivalents, for purposes of the statement of cash flows, includes pooled cash and investments which are defined as short-term, highly liquid investments with original maturities of three months or less. Receivables Receivables include amounts due from other governments and others for services provided by the Town. Allowances for uncollectible receivables are based upon historical trends and the periodic aging of receivables.Based on the high collection rates no allowance amounts are reported. 22 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE, 1—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(Continued) Assets. Liabilities, and Net Position or Equity(Continued) Inventories Inventories are valued at cost determined on a first-in, first-out basis. Inventories in the enterprise funds consist of expendable parts and supplies held for consumption. The initial cost is recorded as an asset at the time the individual items are purchased and is charged against operations in the period when used. Inventories in the governmental funds consist of fuel. The Town accounts for these inventories using the consumption method, under which an expenditure is recognized only when inventory items are used. Reported inventories are equally offset by a fund balance reserve which indicates that it does not constitute "available spendable resources" even though it is a component of net current assets. Capital Assets Capital assets, which include property, plant, and equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, bike paths, and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the Town as assets with an initial individual cost of$1,000 or more and an estimated life in excess of one year. Purchased or constructed assets are recorded at actual cost or estimated historical cost if actual cost is unavailable. Donated capital assets are recorded at estimated fair market value at the date of donation. The Town has elected to retroactively apply the capitalization requirements of GASB Statement No. 34 to major general infrastructure assets acquired in years prior to implementation of the Statement. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. Capital assets of the Town are depreciated using the straight-line method over the following estimated useful lives: Asset Years Buildings 40-50 Improvements other than buildings 5-50 Equipment and vehicles 3-10 Library books and materials 3-5 23 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE, 1 —SUMMARY OF SIGNIFICANT A .0 CUNT ING POIJC'TF,C (Continued) Assets,Liabilities, and Net Position or Equity(Continued) Compensated Absences The Town's employees are granted compensated absence pay for vacation and sick leave in varying amounts based on length of service. Unused compensated absences are payable upon separation from service. Vacation and sick pay are accrued when incurred in the government- wide and Enterprise Fund financial statements. A liability is reported in the governmental funds only if it has matured, for example, as a result of employee resignations or retirement. The General Fund is used to liquidate such amounts. Long-Term Obligations In the government-wide financial statements and enterprise funds in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities or enterprise fund statement of net position. Fees incurred in connection with loans are expensed when incurred. Unearned Revenue Governmental funds report unearned revenue in connection with resources that have been received, but not yet earned. Deferred Outflows/Inflows of Resources Deferred outflows of resources represent a consumption of net position that applies to future reporting period(s). For example, the Town would record deferred outflows of resources on the statement of net position related to debit amounts resulting from current and advance refundings resulting in the defeasance of debt (i.e. when there are differences between the reacquisition price and the net carrying amount of the old debt). Deferred inflows of resources represent an acquisition of net position that applies to future reporting period(s). For example when an asset is recorded in the governmental fund financial statements, but the revenue is unavailable, the Town reports a deferred inflow of resources on the balance sheet until such rimes as the revenue becomes available. Proper!,PropLr!y Taxes Under Florida law, the assessment of all properties and the collection of all county, municipal and school board property taxes are consolidated in the offices of the County Property Appraiser and County Tax Collector, respectively. All property is reassessed according to its fair market value on January 1 of each year and each assessment roll is submitted to the State Department of Revenue for review to determine if the assessment rolls meet all of the appropriate requirements 24 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Assets.Liabilities. and Net Position or Equity(Continued) Property Taxes(Continued) of State law. The assessed value of property within the corporate limits of the Town at January 1, 2014, upon which the levy for the current fiscal year was based, was approximately $1.94 billion. State Statutes permit municipalities to levy ad valorem property taxes at a rate of up to 10 mills. The tax levy of the Town is established by the Commission prior to October 1 of each year during the budget process. The Palm Beach County Property Appraiser incorporates the Town's millage into the total tax levy, which includes the County, County School Board, and special Town tax requirements. The millage rate assessed by the Town for the year ended September 30,2015,was 4.6413 ($4.6413 for each$1,000 of assessed valuation). Taxes may be paid less a 4%discount in November or at declining discounts each month through the month of February. All unpaid taxes become delinquent on April 1 following the year in which they are assessed. Delinquent taxes bear interest at 18% per year until the tax is satisfied either by seizure and sale of the property or by the five-year statute of limitations. Liens are filed on April 1 and tax certificates are sold July 1 to satisfy the lien. After sale, tax certificates bear interest at 18%per year or at any lower rate bid by the buyer. Application for a tax deed on any unredeemed tax certificates may be made by the certificate holder after a period of two years. Unsold certificates are held by the County. The Town does not accrue property taxes receivable based on the County's allocation of the Town's portion of County-held certificates for prior years,since they are immaterial. 25 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SUMMARY OF SIGNIFICANT A .0 OJJNTING POLICIES (Continued) Fund Balance In the fund financial statements, governmental funds report fund balance classifications that comprise a hierarchy based primarily on the extent to which the Town is bound to honor constraints on the specific purposes for which amounts in those funds can be spent.Fund balance is reported under the following categories: 1. Nonspendable fund balances — Includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. The "not in spendable form" criterion includes items that are not expected to be converted to cash, for example, inventories and prepaid amounts. It also includes the long-term amount of loans and notes receivable, as well as property acquired for resale. However, if the use of the proceeds from the collection of those receivables or from the sale of those properties is restricted, committed, or assigned, then they should be included in the appropriate fund balance classification (restricted, committed, or assigned), rather than the nonspendable fund balance. The corpus (or principal) of a permanent fund is an example of an amount that is legally or contractually required to be maintained intact. 2. Restricted fund balance — Includes amounts that are restricted to specific purposes when constraints placed on the use of resources are either (a) externally imposed by creditors (such as through debt covenants), grantors, contributors, or laws or regulations of other governments, or (b)imposed by law through constitutional provisions or enabling legislation. 3. Committed fund balance — Includes amounts that can be used only for specific purposes pursuant to constraints imposed by the Town Commission by the adoption of an ordinance, the Town's highest level of decision making authority. Those committed amounts cannot be used for any other purpose unless the Town removes or changes the specified use by taking the same type of action employed to previously commit those amounts. 26 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1 —SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(Continued) Assets. Liabilities, and Net Position or Equity(Continued) Fund Balance(Continued) 4. Assigned fund balance— Includes amounts the Town intends to be used for specific purposes, but are neither restricted nor committed. Under the Town's adopted policy, assignments can be made by action of the Town Commission or authority may be delegated to the Town Manager. 5. Unassigned fund balance — Includes the residual classification for the general fund. This classification represents fund balance that has not been assigned to other funds and that has not been restricted, committed, or assigned to specific purposes within the general fund. The general fund should be the only fund that reports a positive unassigned fund balance amount. In other governmental funds, it may be necessary to report a negative unassigned fund balance if expenditures incurred for specific purposes exceeded the amounts restricted, committed, or assigned to those purposes. The Town Commission has assigned fund balance for mandatory reserves for the purpose of protection against cash flow shortfalls related to the timing of projected revenue receipts and to maintain a budget stabilization commitment. This amount shall be equal to but not less than 16.67%of General Fund operating expenditures,net of funds set aside for reserves. The Town Commission has assigned fund balance for disaster recovery in order to provide the resources necessary to ensure continued operations and maintenance of services to the public. The amount shall be increased by$100,000 per fiscal year up to a maximum amount of one-half or 8.5% of the then in effect general fund balance. When an expenditure is incurred for purposes for which both restricted and unrestricted (committed, assigned, or unassigned) amounts are available, it is the Town's policy to reduce restricted amounts first. When an expenditure is incurred for purposes for which amounts in any of the unrestricted fund balance classifications could be used, it is the Town's policy to reduce committed amounts first,followed by assigned amounts,and then unassigned amounts. Disbursement of committed or assigned fund balances shall be authorized by a resolution of the Town Commission and may be approved by inclusion in the approved annual budget (and amendments thereto), or shall be authorized pursuant to any ordinances, resolutions or procedures adopted by the Town Commission(such as the Town's procurement code). 27 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(Continued) Assets.Liabilities. and Net Position or Equity(Continued) Net Position Net position is the residual of all other elements presented in a statement of financial position. It is the difference between (a) assets plus deferred outflows of resources and (b) liabilities and deferred inflows of resources. A deferred outflow of resources is a consumption of net position that is applicable to a future reporting period. A deferred inflow of resources is an acquisition of net position that is applicable to a future reporting period. Net position is displayed in the following three components: 1. Net investment in capital assets — Consists of capital assets including restricted capital assets, net of accumulated depreciation and reduced by the outstanding balances of any bonds, notes or other borrowings that are attributable to the acquisition, construction or improvement of those assets. 2. Restricted net position—Consists of net position with constraints placed on the use either by: (1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments;or(2)law through constitutional provisions of enabling legislation. 3. Unrestricted net position — All other net position that does not meet the definition of "restricted"or"net investment in capital assets." Use of Estimates The financial statements and related disclosures are prepared in conformity with accounting principles generally accepted in the United States. Management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements, and revenue and expenses during the period reported. These estimates include assessing the collectability of accounts receivable, the use and recoverability of inventory, and useful lives and impairment of tangible and intangible assets, among others. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the financial statements in the period they are determined to be necessary.Actual results could differ from the estimates. 28 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SUMMARY OF SIGNIFICANT ACCOUNTING POi,iC'M (Continued) Encumbrances Budgets in governmental funds are encumbered upon issuance of purchase orders, contracts, or other forms of legal commitments. Appropriations expire at year end, even if encumbered, but it is the Town's policy to reappropriate such amounts at the beginning of the next fiscal year. New Accounting Standards Adopted The Town implemented the following Governmental Accounting Standards Board Statements during the fiscal year ended September 30,2015. GASB Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27 The primary objective of this Statement is to improve accounting and financial reporting by state and local governments for pensions. It also improves information provided by state and local governmental employers about financial support for pensions that is provided by other entities. This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for pensions with regard to providing decision-useful information, supporting assessments of accountability and interperiod equity, and creating additional transparency. This Statement replaces the requirements of Statement No. 27, Accounting for Pensions by State and Local Governmental Employers, as well as the requirements of Statement No. 50, Pension Disclosures, as they relate to pensions that are provided through pension plans administered as trusts or equivalent arrangements (hereafter jointly referred to as trusts) that meet certain criteria. The requirements of Statements 27 and 50 remain applicable for pensions that are not covered by the scope of this Statement. Statement No. 67, Financial Reporting for Pension Plans, revises existing standards of financial reporting for most pension plans. This Statement and Statement 67 establish a definition of a pension plan that reflects the primary activities associated with the pension arrangement—determining pensions, accumulating and managing assets dedicated for pensions, and paying benefits to plan members as they come due. 29 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SUMMARY OF SIGNIFICANT AC".0 OUNTI G POLIC'.>(F,S(Continued) New Accounting Standards Adopted(Continued) GASB Statement No. 69, Government Combinations and Disposals of Government Operations The objective of this Statement is to improve accounting and financial reporting for U.S. state and local governments' combinations and disposals of government operations by providing guidance specific to the situations and circumstances encountered within the governmental environment. GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date The objective of this Statement is to address an issue regarding application of the transition provisions of Statement No. 68, Accounting and Financial Reporting for Pensions. The issue relates to amounts associated with contributions, if any, made by a state or local government employer or nonemployer contributing entity to a defined benefit pension plan after the measurement date of the government's beginning net pension liability. The implementation of GASB 68 had the following effect on beginning net positions in fiscal year 2015: Governmental Business-Type Water Activities Activities Fund Net position-beginning,previously stated $ 11,326,064 $ 9,068,070 $ 6,617,974 Recognize beginning net pension liability,10/1/2014 (2,563,801) (390,568) (390,658) Net position-beginning,as restated $ 8,762,263 $ 8,677,502 $ 6,227,316 30 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SUN M"X OF SIGNIFICANT ACCOUNTING POLICIES(Continued) Recently Issued Accounting Pronouncements Not Yet Adopted A brief description of new accounting pronouncements that might have a significant impact on the Town's financial statements is presented below. GASB Statement No. 72,Fair Value Measurement and Application The objective of this Statement is to improve financial reporting by clarifying the definition of fair value for financial reporting purposes, establishing general principles for measuring fair value, providing additional fair value application guidance, and enhancing disclosures about fair value measurements. The requirements of this Statement are effective for financial statements for periods beginning after June 15, 2015. GASB Statement No. 73, Accounting and Financial Reporting for Pensions and Related Assets That Are Not within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68 The objective of this Statement is to improve the usefulness of information about pensions included in the general purpose external financial reports of state and local governments for making decisions and assessing accountability. The provisions in Statement 73 are effective for fiscal years beginning after June 15, 2015—except those provisions that address employers and governmental nonemployer contributing entities for pensions that are not within the scope of Statement 68,which are effective for fiscal years beginning after June 15, 2016. GASB Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans The objective of this Statement is to improve the usefulness of information about postemployment benefits other than pensions (other postemployment benefits or OPEB)included in the general purpose external financial reports of state and local governmental OPEB plans for making decisions and assessing accountability. The provisions in Statement 74 are effective for fiscal years beginning after June 15, 2016. GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions The primary objective of this Statement is to improve accounting and financial reporting by state and local governments for postemployment benefits other than pensions (other postemployment benefits or OPEB). It also improves information provided by state and local governmental employers about financial support for OPEB that is provided by other entities. The provisions in Statement 75 are effective for fiscal years beginning after June 15, 2017. 31 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1–SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(Continued) Recently Issued Accounting Pronouncements Not Yet Adopt (Continued) GASB Statement No. 76, The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments The objective of this Statement is to identify—in the context of the current governmental financial reporting environment—the hierarchy of generally accepted accounting principles (GAAP). The"GAAP hierarchy" consists of the sources of accounting principles used to prepare financial statements of state and local governmental entities in conformity with GAAP and the framework for selecting those principles. The provisions in Statement 76 are effective for reporting periods beginning after June 15, 2015. GASB Statement No. 77, Tax Abatement Disclosures This Statement requires disclosure of tax abatement information about (1) a reporting government's own tax abatement agreements and (2) those that are entered into by other governments and that reduce the reporting government's tax revenues. The requirements of this Statement are effective for reporting periods beginning after December 15, 2015. GASB Statement No. 78,Pensions Provided through Certain Multiple-Employer Defined Benefit Pension Plans The objective of this Statement is to address a practice issue regarding the scope and applicability of Statement No. 68, Accounting and Financial Reporting for Pensions. This issue is associated with pensions provided through certain multiple-employer defined benefit pension plans and to state or local governmental employers whose employees are provided with such pensions. The requirements of this Statement are effective for reporting periods beginning after December 15,2015. GASB Statement No. 79, Certain External Investment Pools and Pool Participants This Statement addresses accounting and financial reporting for certain external investment pools and pool participants. Specifically, it establishes criteria for an external investment pool to qualify for making the election to measure all of its investments at amortized cost for financial reporting purposes. The requirements of this Statement are effective for reporting periods beginning after June 15, 2015, except for the provisions in paragraphs 18, 19, 23-26, and 40, which are effective for reporting periods beginning after December 15,2015. 32 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 1—SLMIARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Recently Issued Accounting Pronouncements Not Yet Adopted(Continued) GASB Statement No. 80, Blending Requirements for Certain Component Units—an amendment of GASB Statement No. 14 The objective of this Statement is to improve financial reporting by clarifying the financial statement presentation requirements for certain component units. This Statement amends the blending requirements established in paragraph 53 of Statement No. 14, The Financial Reporting Entity, as amended. The requirements of this Statement are effective for reporting periods beginning after December 15, 2015. The Town's management has not yet determined the effect these Statements will have on the Town's financial statements. NOTE 2–DEPOSITS AND INVESTMENTS Deposits In addition to insurance provided by the Federal Depository Insurance Corporation, deposits are held in banking institutions approved by the State Treasurer of the State of Florida to hold public funds. Under Florida Statutes Chapter 280, Florida Security for Public Deposits Act, the State Treasurer requires all Florida qualified public depositories to deposit with the Treasurer or another banking institution eligible collateral. In the event of failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses.The Town's deposits at year end are considered insured for custodial credit risk purposes. Investments The Town has adopted an investment policy to establish guidelines for the efficient management of its cash reserves.The policy permits investments as follows: 1. The Local Government Surplus Funds Trust Fund, or any intergovernmental investment pool authorized pursuant to the Florida Interlocal Cooperation Act, as provided in Chapter 163,Florida Statutes. 2. Securities and Exchange Commission registered money market funds with the highest credit quality rating from a nationally recognized rating agency. 3. Interest-bearing time deposits or savings accounts in qualified public depositories, as defined in Chapter 280,Florida Statutes. 4. Direct obligations of the U.S. Treasury. 33 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 2—DEPOSITS AND INVESTMENTS (Continued) Investments(Continued) 5. Securities of, or other interests in, any open-end or closed-end management-type investment company, provided that the portfolio of such investment company or investment trust is limited to obligations of the United States Government or any agency or instrumentality thereof, and to repurchase agreements fully collateralized by such United States Government obligations. 6. Repurchase agreements whose underlying purchased securities consist of the permitted investments listed above. 7. Other investments authorized by ordinance of the Town of Highland Beach. The State Board of Administration's Local Government Surplus Funds Trust Fund (Florida PRIME) is a"2a-7 like" pool. A "2a-7 like" pool is an external investment pool that is not registered with the Securities and Exchange Commission ("SEC") as an investment company, but nevertheless has a policy that it will, and does, operate in a manner consistent with the SEC's Rule 2a-7 of the Investment Company Act of 1940, which comprises the rules governing money market funds. Thus, the pool operates essentially as a money market fund. Rule 2a-7 is the rule that allows money market funds to use amortized cost to maintain a constant NAV of$1.00 per share,provided that such funds meet certain conditions. The Town has reported its investment in Florida PRWE at the same value as the pooled shares allocated to the Town. Additional information regarding the Local Government Surplus Funds Trust Fund may be obtained from the State Board of Administration. As of September 30, 2015,the Town had the following investments: Fair Value Credit Risk Maturities Investment in Local Government Surplus Weighted average of the Funds Trust Fund(Florida PRIME $ 340,711 S&P AAAm fund portfolio:29 days Certificate of deposit 3,000,000 Not rated 10/31/2015 Total Investments $ 3,344,711 Credit Risk Credit risk is the risk that an issuer or other counter party to an investment will not fulfill its obligations to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Investment ratings by investment type are included in the preceeding summary of investments. The Town's investment policy limits its investments to high quality investments to control credit risk. 34 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 2—DEPOSITS AND INVESTMENTS (Continued) Interest Rate Risk Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The Town does not have a formal investment policy that limits investment maturities as a means of managing exposure to fair value losses arising from increasing interest rates. NOTE 3—RF.CEIVARL.F,S Receivables as of September 30,2015,for the Town's individual major fund's governmental activities and business-type activities are as follows: Governmental Business-Type Activities Activities General Water Utility Sevier Utility FVnd Fund Fund Total Receivables: Accounts $ 78,258 $ 359,192 $ 168,740 $ 606,190 Franchise fees 79,003 - - 79,003 Due from other governments: State of Florida: Half cent sales tax 19,638 - - 19,638 Communciation service 21,833 - - 21,833 Local option gas tax 2,634 - - 2,634 Palm Beach County 5,077 - - 5,077 Other 2,083 - - 2,083 208,526 359,192 168,740 736,458 Less allowance for uncollectibles - - - - Net total receivables $ 208,526 $ 359,192 $ 168,740 $ 736,458 35 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 4—CAPITAL ASSETS For the fiscal year ended September 30,2015, depreciation expense was charged to functions as follows: Governmental activities: General government $ 170,407 Public safety 55283 Sanitation 33,058 Culture and recreation 123,401 Total depreciation expense,governmental activities 382,149 Business-type activities: Water utility system 677,339 Sewer utility system 90,600 Total depreciation expense,business-type activities $ 767,939 36 TOWN OF HIGHLAND BEACH, FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 4—C PIT Continued) Capital assets activity for the year ended September 30,2015,was as follows: Beginning Deletions/ Ending Governmental activities: Balance Additions Transfers Balance Capital assets,not being depreciated: Land $ 323,889 $ - $ - $ 323,889 Total capital assets,not being depreciated 323,889 - - 323,889 Capital assets,being depreciated: Buildings 5,174,519 - - 51174,519 Improvements other than buildings 3,103,534 108,727 - 3,212,261 Equipment,furniture,and books 3,157,129 142,153 (718,928) 2,580,354 Total capital assets,being depreciated 11,435,182 250,880 (718,928) 10,967,134 Less accumulated depreciation: Buildings (1,935,040) (127,975) - (2,063,015) Improvements other than buildings (1,469,440) (130,315) - (1,599,755) Equipment,fumiture,and books (2,755,892) (123,859) 708,883 (2,170,868) Total accumulated depreciation (6,160,372) (382,149) 708,883 (5,833,638) Total capital assets being depreciated,net 5,274,810 (131,269) (10,045) 5,133,496 Governmental activities capital assets,net $ 5,598,699 $ (131,269) $ (10,045) $ 5,457,385 Beginning Deletions/ Ending Business-type activities Balance Additions Transfers Balance Capital assets,being depreciated: Buildings $ 9,472,041 $ - $ - $ 9,472,041 Irnprovements other than buildings 8,413,574 12,892 - 8,426,466 Equipment,furniture,and books 8,141,588 186,539 (74,054) 8,254,073 Total capital assets,being depreciated 26,027,203 199,431 (74,054) 26,152,580 Less accumulated depreciation: Buildings (3,408,126) (240,157) - (3,648,283) Improvements other than buildings (2,417,490) (215,803) - (2,633,293) Equipment,furniture,and books (5,101,403) (311,979) 65,779 (5,347,603) Total accumulated depreciation (10,927,019) (767,939) 65,779 (11,629,179) Total capital assets,being depreciated,net 15,100,184 (568,508) (8275) 14,523,401 Business-type activities capital assets,net $ 15,100,184 $ (568,508) $ (8,275) $ 14,523,401 37 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 5—LONG—TERM LIABIi.LUM During the year ended September 30,2015,the following changes occurred in long-term liabilities: Beginning Due Within Business type: Balances Additions Reductions Total One Year Promissory note,2005 $ 9,681 $ - $ (9,681) $ - $ - Promissory note,2007 3,376,587 - (184,485) 3,192,102 190,883 Revolving fund loan DW500200 2,539,550 - (127,589) 2,411,961 131,212 Revolving fund ban DW500201 678,355 - (34,656) 643,699 35,566 Revolving fund loan DW502901 6,101,369 - (567,243) 5,534,126 583,644 Total notes and loans payable 12,705,542 - (923,654) 11,781,888 941,305 Compensated Absences 79,473 69,635 (59,802) 89,306 9,377 $ 12,785,015 $ 69,635 $ (983,456) $ 11,871,194 $ 950,682 Beginning Due Within Governmental: Balances Additions Reductions Total One Year Promissory note,2005 $ 425,913 $ - $ (425,913) $ - $ - Total notes and loans payable 425,913 - (425,913) - - Compensated Absences 342,473 247,380 (325,909) 263,944 27,714 $ 768,386 $ 247,380 $ (751,822) $ 263,944 $ 27,714 Interest Expense Total interest costs incurred and paid on all Town debt for the years ended September 30, 2014 and 2015, were $421,976 and $360,860, respectively. No interest cost was capitalized during the year. 38 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 5—LONG-TE LARJL T ,F (Continued) Long-term debt at September 30,2015,consists of the following individual issues: Promissory Note, 2007 The $4,400,000 promissory note was obtained for the purpose of financing the expansion of the Town's water treatment plant. As of September 30, 2015, proceeds in the amount of$4,299,000 have been received from the note. Interest only was due for the first twenty-four months. Thereafter, interest and principal is due in monthly installments through February, 2029. For the interest only period, the annual interest rate was 0.67% plus 63.7% of the LIBOR. After the interest only period, the interest rate will be a fixed rate at 84% of the ask yield on the non- callable U.S. Treasury obligation with a maturity closest to but not less than 10 years after the Fixed Rate Conversion Date, as quoted in the Wall Street Journal on the date two business days before the Fixed Rate Conversion Date.As of September 30,2015,the interest rate was 3.41%. Based on the rate as of September 30,2015,annual debt service requirements to maturity are as follows: Year Ending September 30 Principal Interest Total 2016 $ 190,883 $ 105,998 $ 296,881 2017 197,501 99,379 296,880 2018 204,350 92,531 296,881 2019 211,436 85,445 296,881 2020 218,767 78,113 296,880 2021-2025 1,213,023 271,378 1,484,401 2026-2029 956,142 58,200 1,014,342 $ 3,192,102 $ 791,044 $ 3,983,146 39 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 5—i ON M LIABILITIES(Continued) State Revolving Fund Loan-DW 502901 The State of Florida Department of Environmental Protection, State Revolving Fund Loan was obtained for the purpose of constructing a reverse osmosis water treatment facility. The loan is payable from and secured by ad valorem taxes. Principal and interest paid for the current fiscal year was $738,424 and pledged ad valorem taxes were $8,696,269. At September 30, 2015, principal and interest to maturity in 2024 to be paid from pledged future revenues totaled $6,276,602. As of September 30,2015, outstanding principal, including capitalized interest, was $5,534,126. The loan bears interest at 2.87%. The Town must fix, establish, maintain and collect ad valorem taxes which will at least equal 115% of the debt service requirements each fiscal year plus 100%of all additional debt service requirements. Annual debt service requirements to maturity based on the outstanding balance on the loan as of September 30,2015 are as follows: Year Fnding September 30, Principal Interest Total 2016 $ 583,644 $ 154,780 $ 738,424 2017 600,521 137,903 738,424 2018 617,887 120,536 738,423 2019 635,758 102,666 738,424 2020 654,146 84,277 738,423 2020-2024 2,442,170 142,314 2,584,484 $ 5,534,126 $ 742,476 $ 6,276,602 40 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 5—LONG-TERM LIABILITIES (Continued) State Revolving Fund Loan—DW 500200 The State of Florida Department of Environmental Protection, State Revolving Fund Loan was obtained for the project referred to as the State Road A 1 A Water Transmission Main Replacement. The loan is payable from and secured by ad valorem taxes. Principal and interest paid for the current fiscal year was $198,311 and pledged ad valorem taxes were $8,696,269. At September 30, 2015, principal and interest to maturity in 2030 to be paid from pledged future revenues totaled $2,974,662. As of September 30, 2015, outstanding principal, including capitalized interest, was $2,411,960. The loan bears interest at 2.82%. The Town must fix, establish, maintain and collect ad valorem taxes which will at least equal 115% of the debt service requirements each fiscal year plus 100%of all additional debt service requirements. Estimated annual debt service requirements to maturity based on the outstanding balance on the loan as of September 30,2015 are as follows: Year Ending September 30, Principal Interest Total 2016 $ 131,212 $ 67,099 $ 198,311 2017 134,938 63,372 198,310 2018 138,771 59,540 198,311 2019 142,711 55,599 198,310 2020 146,764 51,547 198,311 2021-2025 798,760 192,796 991,556 2026-2030 918,805 72,749 991,554 $ 2,411,961 $ 562,702 $ 2,974,663 41 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 5—L.ON TF M "I .iTIES(Continued) State Revolving Fund Loan -DW500201 The State of Florida Department of Environmental Protection, State Revolving Fund Loan was obtained for the project referred to as the State Road AlA Water Transmission Main Replacement. The loan is payable from and secured by ad valorem taxes. Principal and interest paid for the current fiscal year was $52,136 and pledged ad valorem taxes were $8,696,269. At September 30, 2015, principal and interest to maturity in 2030 to be paid from pledged future revenues totaled $782,043. As of September 30, 2015, outstanding principal, including capitalized interest, was $643,698. The loan bears interest at 2.61%. The Town must fix, establish, maintain and collect ad valorem taxes which will at least equal 115% of the debt service requirements each fiscal year plus 100%of all additional debt service requirements. Estimated annual debt service requirements to maturity based on the outstanding balance on the loan as of September 30,2015 are as follows: Year Ending September 30, Principal Interest Total 2016 $ 35,566 $ 16,570 $ 52,136 2017 36,501 15,636 52,137 2018 37,459 14,677 52,136 2019 38,443 13,693 52,136 2020 39,454 12,683 52,137 2021-2025 213,369 47,312 260,681 2026-2029 242,907 17,774 260,681 $ 643,699 $ 138,345 $ 782,044 42 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 6—INTERFUND TRANSFERS The following is a summary of interfand transfers for the year ended September 30,2015: Transfers Transfers In out General Fund $ - $ 1,286,000 WaterUt>7ity Fund 1,286,000 $ 1,286,000 $ 1,286,000 Transfers are used to move revenues from the fund where collection occurs to the fund where funds have been allocated for use. NOTE 7—DEFINED CONTRIBUTION PLANS Town of Highland Beach Retirement Plan The Town of Highland Beach Retirement Plan is a defined contribution Money Purchase 401(a) Plan established by the Town to provide benefits at retirement to the employees of the Town. All full-time employees age 21 or over must participate in the Plan after six (6) months of continuous service. Employees' interest in the Town's contributions vest as follows: Employees hired before September 30, 1991: Years of Service Specified Percent Completed Vested One 50°/a Two 75% Three 100% Employees hired after September 30, 1991: Years of Service Specified Percent Completed Vested Three 33% Four 66% Five 100% 43 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 7—DEFINED CONT IBUTION PLANS(Continued) Town of Highland Beach Retirement Plan (Continued) The total payroll for all employees and payroll for employees covered by the Plan for the current year were $2,950,519 and $160,696, respectively. The Town is required to contribute 8% of each eligible employee's base salary. Plan members are required to contribute 2% of their base salary. If an employee contributes an additional 1% of base salary, the Town will contribute an additional 2% of the employee's base salary. If an employee contributes an additional 2%of base salary, the Town will contribute an additional 4% of the employee's base salary. For the year ended September 30, 2015, the Town and the covered employees made the required contributions of $19,283 and $6,428, respectively, for a total of$25,711. Plan revisions and contribution requirements are established and may be amended by the Town Commission. The Plan is administered by the International City Management Association Retirement Corporation, which provides various pooled investment alternatives. Participants direct the allocation of contributions to investment alternatives offered under the Plan. Because the Town does not hold or administer funds for the Plan, the Plan does not meet the criteria for inclusion in the Town's financial statements as a fiduciary fund. On August 2, 2005, the Town approved Resolutions 841 and 842 regarding participation in retirement plans for the Town's employees. Resolution 841 established the policy that all general employees of the Town, except those excluded by law, shall participate in the Florida Retirement System effective October 1, 2005. Resolution 842 amended the Money Purchase Pension Plan effective October 1,2005.Plan assets were transferred directly to the Florida Retirement System. 44 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 7—DEFINED CONTRIBUTION PLANS (Continued) Town of Highland Beach Retirement Plan(Continued) Employees participating in the Money Purchase Pension Plan,on October 1,2005 had the option to: a. Elect to remain in the Money Purchase Pension Plan and to continue to participate according to plan provisions. b. Elect to withdraw from the Money Purchase Pension Plan and join the Florida Retirement System. Employees allowed funds to revert back to the Town to purchase past service as follows: 1) The entire ending account balance of the Town's portion of the Money Purchase Pension Plan as of September 30,2006. 2) The employee's ending account balance of the Money Purchase Pension Plan to the extent of the Florida Retirement System's buy back of past service amounts as of September 30,2006. c. Elect to retain their vested membership credit with the Money Purchase Pension Plan and begin membership in the Florida Retirement System effective October 1, 2005, with the understanding that they may not purchase past service in the Florida Retirement system for time credited under the Money Purchase Pension Plan. Town offfighland Beach Voluntary Retirement Plan On September 5, 2006, the Town approved Resolution 864 establishing the Town of Highland Beach Voluntary Retirement Plan. The Plan is a defined contribution Money Purchase 401 Plan to r i p ov de benefits at retirement to the employees of the Town. The effective date of the Plan was October 1, 2006. All employees age 21 or over may participate in the Plan. Participants may make voluntary pretax contributions to the Plan based upon a percentage of their base payroll. The Town does not make contributions to the Plan. For the year ended September 30,2015, Town employees did not make any voluntary contributions to the Plan. The Plan is administered by the International City Management Association Retirement Corporation, which provides various pooled investment alternatives. Participants direct the allocation of contributions to investment alternatives offered under the Plan. Plan revisions and contribution requirements are established and may be amended by the Town Commission. Because the Town does not hold or administer funds for the Plan, the Plan does not meet the criteria for inclusion in the Town's financial statements as a fiduciary fund. 45 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 8—FLORIDA RETIREMENT SYSTEM Florida Retirement System Pension Plan General Information about the FRS The FRS was created in Chapter 121, Florida Statutes, to provide a defined benefit pension plan for participating public employees. The FRS was amended in 1998 to add the Deferred Retirement Option Program under the defined benefit plan and amended in 2000 to provide a defined contribution plan alternative to the defined benefit plan for FRS members effective July 1, 2002. This integrated defined contribution pension plan is the FRS Investment Plan. Chapter 112, Florida Statutes, established the Retiree Health Insurance Subsidy (HIS) Program, a cost-sharing multiple-employer defined benefit pension plan,to assist retired members of any state-administered retirement system in paying the costs of health insurance. All regular employees of the Town are eligible to enroll as members of the FRS. Provisions relating to the FRS are established by Chapters 121 and 122, Florida Statutes; Chapter 112, Part IV, Florida Statutes; Chapter 238, Florida Statutes; and FRS Rules, Chapter 60S, Florida Administrative Code; wherein eligibility, contributions, and benefits are defined and described in detail. Such provisions may be amended at any time by further action from the Florida Legislature. The FRS is a single retirement system administered by the Florida Department of Management Services, Division of Retirement, and consists of the two cost-sharing, multiple-employer defined benefit plans and other nonintegrated programs. A comprehensive annual financial report of the FRS, which includes its financial statements, required supplementary information, actuarial report, and other relevant information, is available from the Florida Department of Management Services' website(www.dms.myflorida.com). The Town's pension expense totaled$153,110 for the fiscal year ended September 30, 2015. FRS Pension Plan Plan Description — The FRS Pension Plan (Plan) is a cost-sharing, multiple-employer defined benefit pension plan,with a Deferred Retirement Option Program(DROP)for eligible employees. The classes of membership within the Town are as follows: • Regular Class—Member of the FRS who do not qualify for membership in another class. • Senior Management Service Class—Members in senior management level positions. Employees enrolled in the Plan prior to July 1, 2011, vest at six years of creditable service and employees enrolled in the Plan on or after July 1, 2011, vest at eight years of creditable service. All vested members, enrolled prior to July 1, 2011, are eligible for normal retirement benefits at age 62 or at any age after 30 years of service. All members enrolled in the Plan on or after July 1, 2011, once vested, are eligible for normal retirement benefits at age 65 or any time after 33 years of service. Members of the Plan may include up to four years of credit for military service toward creditable service. The Plan also includes an early retirement provision; however, there is a benefit reduction for each year a member retires before his or her normal retirement date. The Plan provides retirement, disability, death benefits, and annual cost-of-living adjustments to eligible participants. 46 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 8—FLORIDA RETIREMENT SYSTEM(Continued) Florida Retirement System Pension Plan (Continued) DROP, subject to provisions of Section 121.091, Florida Statutes,permits employees eligible for normal retirement under the Plan to defer receipt of monthly benefit payments while continuing employment with an FRS employer. An employee may participate in DROP for a period not to exceed 60 months after electing to participate. During the period of DROP participation, deferred monthly benefits are held in the FRS Trust Fund and accrue interest. The net pension liability does not include amounts for DROP participants, as these members are considered retired and are not accruing additional pension benefits. Benefits Provided— Benefits under the Plan are computed on the basis of age and/or years of service, average final compensation, and service credit. Credit for each year of service is expressed as a percentage of the average final compensation(AFC). For members initially enrolled before July 1, 2011, the AFC is the average of the five highest fiscal years' earnings; for members initially enrolled on or after July 1, 2011,the AFC is the average of the eight highest fiscal years' earnings. The total percentage value of the benefit received is determined by calculating the total value of all service,which is based on the retirement class to which the member belonged when the service credit was earned. Members are eligible for in-line-of-duty or regular disability and survivors'benefits. The following chart shows the percentage value for each year of service credit earned: Class,Initial Enrollment,and Retirement Age/Years of Service % Value Regular Class members initially enrolled before July 1,2011 Retirement up to age 62 or up to 30 years of service 1.60 Retirement at age 63 or with 31 years of service 1.63 Retirement at age 64 or with 32 years of service 1.65 Retirement at age 66 or with 33 years of service 1.68 Regular Class members initially enrolled on or after July 1,2011 Retirement up to age 65 or up to 30 years of service 1.60 Retirement at age 66 or with 31 years of service 1.63 Retirement at age 67 or with 32 years of service 1.65 Retirement at age 68 or with 33 years of service 1.68 Special Risk 3.00 Senior Management Service Class 2.00 Elected Local Officers 3.00 Per Section 121.101, Florida Statutes, if the member is initially enrolled in the FRS before July 1, 2011, and all service credit was accrued before July 1, 2011, the annual cost-of-living adjustment is 3% per year. If the member is initially enrolled before July 1, 2011, and has service credit on or after July 1, 2011, there is an individually calculated cost-of-living adjustment. The annual cost-of-living adjustment is a proportion of 3% determined by dividing the sum of the pre-July 2011 service credit by the total service credit at retirement multiplied by 3%. Plan members initially enrolled on or after July 1, 2011, will not have a cost-of-living adjustment after retirement. 47 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 8—FL.ORMA RF.TIIREMENT SYSTEM(Continued) Florida Retirement System Pension Plan (Continued) Contributions — The Florida Legislature establishes contribution rates for participating employers and employees. Contribution rates during the 2015 fiscal year were as follows: Percent of Cross Salary Percent of Gross Salary October 1,2014 to July 1,2015 to June 30,2015 September 30,2015 Class Employee Employer(1) Employee Employer(1) FRS,Regular 3.00 7.37 3.00 7.26 FRS,Special Risk-Regular 3.00 19.82 3.00 22.04 FRS,Special Risk-Admin 3.00 42.07 3.00 32.95 FRS,Elected Officials 3.00 43.24 3.00 45.80 FRS,Senior Management Service Class 3.00 21.14 3.00 21.43 DROP,Applicable to all members in the above classes 0.00 12.28 0.00 12.88 (1)Employer rates include a postemployment HIS contribution rate of 1.261/o through June 30,2015 and 1.66% fromJuly 1 to September 30,2015. Also,employer rates include.04%for administrative costs of the Investment plan. The Town's contributions to the Plan totaled $286,753 for the fiscal year ended September 30, 2015. This excludes the HIS defined benefit pension plan contributions. Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions—At September 30, 2015,the Town reported a liability of$1,909,208 for its proportionate share of the Plan's net pension liability. The net pension liability was measured as of June 30,2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of July 1, 2015. The Town's proportionate share of the net pension liability was based on the Town's contributions for the year ended June 30, 2015 relative to the contributions made during the year ended June 30, 2014 of all participating members. At June 30, 2015, the Town's proportionate share was .0148%,which was an increase of.0005% from its proportionate share measured as of June 30,2014. 48 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 8—FLORIDA R TI EEMENT SYSTEM(Continued) Florida Retirement System Pension Plan(Continued) For the fiscal year ended September 30, 2015 the Town recognized pension expense of$153,110 related to the Pension Plan. In addition, the Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows of Inflows of Description Resources Resources Differences between expected and actual experience $ 201,556 $ (45,281) Change of assumptions 126,721 Net difference between projected and actual earnings on FRS pension plan investments 672,476 (1,128,363) Changes in proportion and differences between Town FRS contributions and proportionate share of FRS contributions 82,998 - Town FRS contributions subsequent to the measurement date 88,840 - Total $ 1,172,591 $ (1,173,644) The deferred outflows of resources related to pensions, totaling $88,840, resulting from Town contributions to the Plan subsequent to the measurement date,will be recognized as a reduction of the net pension liability in the fiscal year ended September 30, 2016. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year ending September 30, Amount 2016 $ (134,420) 2017 (134,420) 2018 (134,420) 2019 241,701 2020 56,789 Thereafter 14,877 Total $ (89,893) Actuarial Assumptions — The total pension liability in the July 1, 2015 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Inflation 2.60 percent Salary increases 3.25 percent,average,including inflation Investment rate of return 7.65 percent,net of pension plan investment expense,including inflation Mortality rates were based on the Generational RP-2000 with Projection Scale BB,with adjustments for mortality improvements based on Scale AA. 49 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE.8-FLORIDA RF.TIRF.MF.NT SYSTEM(Continued) Florida Retirement System Pension Plan (Continued) Actuarial Assumptions-The actuarial assumptions used in the July 1, 2015,valuation were based on the results of an actuarial experience study for the period July 1,2008,through June 30,2013. The long-term expected rate of return on pension plan investments was not based on historical returns, but instead is based on a forward-looking capital market economic model. The allocation policy's description of each asset class was used to map the target allocation to the asset classes shown below. Each asset class assumption is based on a consistent set of underlying assumptions, and includes an adjustment for the inflation assumption. The target allocation and best estimates of arithmetic and geometric real rates of return for each major asset class are summarized in the following table: Target Arithmetic Geometric Standard Asset Class Allocation(1) Return Return Deflation Cash 1.00/0 3.2% 3.1% 1.7% Fixrd income 18.0% 4.8% 4.7% 4.7% Qobal equity 53.0% 8.5% 7.2% 17.7% Real estate(property) 10.00/0 6.8% 3.2% 12.0% Private equity 6.0% 11.90/0 8.2% 30.0% Strategic investments 12.0% 6.7% 6.1% 11.4% Total 100.0% Assumed inflation-mean 2.6% 1.90/0 (1)As outlined in the Plan's investment policy Discount Rate - The discount rate used to measure the total pension liability was 7.65 percent. The Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the discount rate for calculating the total pension liability is equal to the long-term expected rate of return. Sensitivity of the Town's Proportionate Share of the Net Position Liability to Chanes in the Discount Rate - The following presents the Town's proportionate share of the net pension liability calculated using the discount rate of 7.65%, as well as what the Town's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage-point lower (6.65%) or 1-percentage-point higher(8.65%)than the current rate: Current 1%Decrease Discount Rate 1%Increase 6.65% 7.65% 8.65% Net Pension Liability $ 4,947,189 $ 1,909,208 $ (618,892) 50 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 8—FLORIDA RETIREMENT SYSTEM(Continued) Florida Retirement System Pension Plan (Continued) Pension Plan Fiduciary Net Position — Detailed information about the Plan's fiduciary net position is available in the FRS Pension Plan and Other State Administered Systems Comprehensive Annual Financial Report. Pavables to the Pension Plan—At September 30,2015,the Town reported a payable of$20,683 for the outstanding amount of contributions to the Plan required for the fiscal year ended September 30, 2015. Retiree Health Insurance Subsidy Program Plan Description Plan Description—The HIS Pension Plan(HIS Plan) is a cost-sharing multiple-employer defined benefit pension plan established under section 112.363, Florida Statutes, and may be amended by the Florida Legislature at any time. The benefit is a monthly payment to assist retirees of State-administered retirement systems in paying their health insurance costs and is administered by the Division of Retirement within the Florida Department of Management Services. Benefits Provided — For the fiscal year ended September 30, 2015, eligible retirees and beneficiaries received a monthly HIS payment of $5 for each year of creditable service completed at the time of retirement, with a minimum HIS payment of $30 and a maximum HIS payment of $150 per month, pursuant to Section 112.363, Florida Statutes. To be eligible to receive a HIS Plan benefit, a retiree under a State-administered retirement system must provide proof of health insurance coverage, which may include Medicare. Contributions —The HIS Plan is funded by required contributions from FRS participating employers as set by the Florida Legislature. Employer contributions are a percentage of gross compensation for all active FRS members. For the fiscal year ended September 30, 2015, the contribution rate was 1.26% of payroll from October 1, 2014 through June 30, 2015 and 1.66% of payroll for July 1, 2015 through September 30, 2015 pursuant to section 112.363, Florida Statues. The Town contributed 100 percent of its statutorily required contributions for the current and preceding three years. HIS Plan contributions are deposited in a separate trust fund from which payments are authorized. HIS Plan benefits are not guaranteed and are subject to annual legislative appropriation. In the event the legislative appropriation or available funds fail to provide full subsidy benefits to all participants, benefits may be reduced or canceled. The Town's contributions to the HIS Plan totaled$37,938 for the fiscal year ended September 30, 2015. 51 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 8—FL.O MDA RETIREMENT SYSTEM(Continued) Retiree Health Insurance Subsidy Program Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions — At September 30, 2015, the Town reported a net pension liability of $950,528 for its proportionate share of the HIS Plan's net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of July 1, 2015. The Town's proportionate share of the net pension liability was based on the year ended June 30, 2015 contributions relative to the year ended June 30, 2014 contributions of all participating members. At June 30, 2015, the Town's proportionate share was .0093%, which did not significantly change compared to its proportionate share measured as of June 30,2014. For the fiscal year ended September 30, 2015, the Town recognized pension expense of$69,103 related to the HIS Plan. In addition, the Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows of Inflows of Description Resources Resources Differences between expected and actual experience $ - $ - Change of assumptions 74,782 Net difference between projected and actual earnings on FRS pension plan investments 515 - Changes in proportion and differences between Town FRS contributions and proportionate share of FRS contributions - (9,663) Town FRS contributions subsequent to measurement date 11,567 - Total $ 86,864 $ (9,663) The deferred outflows of resources related to pensions, totaling $11,567, resulting from Town contributions to the HIS Plan subsequent to the measurement date will be recognized as a reduction of the net pension liability in the fiscal year ended September 30, 2016. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year ending September 30, Amount 2016 $ 11,312 2017 11,312 2018 11,312 2019 11,208 2020 11,157 Thereafter 9,333 Total $ 65,634 52 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 8—FLORIDA RETIREMENT SYSTEM(Continued) Retiree Health Insurance Subsidy Program Actuarial Assumptions — The total pension liability in the July 1, 2015, actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Inflation 2.60 percent Salary increases 3.25%average,including in Investment rate of return 3.80 percent Mortality rates were based on the Generational RP-2000 with Projected Scale BB. The actuarial assumptions used in the July 1, 2015 valuation were based on the results of an actuarial experience study for the period July 1,2009,through June 30,2014. Discount Rate—The discount rate used to measure the total pension liability was 3.80%. In general, the discount rate for calculating the total pension liability is equal to the single rate equivalent to discounting at the long-term expected rate of return for benefit payments prior to the projected depletion date. Because the HIS benefit is essentially funded on a pay-as-you-go basis, the depletion date is considered to be immediate, and the single equivalent discount rate is equal to the municipal bond rate selected by the HIS Plan sponsor. The Bond Buyer General Obligation 20-Bond Municipal Bond Index was adopted as the applicable municipal bond index. Sensitivity of the Town's Proportionate Share of the Net Pension Liability to Changes in the Discount Rate — The following presents the Town's proportionate share of the net pension liability calculated using the discount rate of 3.80%, as well as what the Town's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage-point lower (2.80%) or 1-percentage-point higher(4.80%)than the current rate: Current 1%Decrease Discount Rate 1%Increase 2.80% 3.80% 4.80% Net Pension Liability $ 1,083,082 $ 950,528 $ 839,997 Pension Plan Fiduciary Net Position—Detailed information about the HIS Plan's fiduciary net position is available in the FRS Pension Plan and Other State Administered Systems Comprehensive Annual Financial Report. Payables to the Pension Plan—At September 30, 2015,the Town reported a payable of$3,340 for the outstanding amount of contributions to the Plan required for the fiscal year ended September 30,2015. 53 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 8—FLORIDA RETIREMENT SYSTEM(Continued) Florida Retirement System Investment Plan Plan Description The Florida Retirement System Investment Plan is a defined contribution retirement plan qualified under Section 401(a) of the Internal Revenue Code. The Florida Legislature enacted the Plan during the 2000 legislative session, and amendments to the Plan can only be made by an act of the Florida Legislature. The Plan is administered by the State Board of Administration of Florida. Fundin-a Pocy Participating employers are required to make contributions based upon statewide contributions rates. The contribution rates by job class for the Town's employees at September 30, 2015, were as follows: regular employees 10.26%, special risk employees 25.04%, senior management service employees 24.43%, and elected officials 45.27%. These rates include a 3.00% employee contribution, 1.66% for the Retiree Health Insurance Subsidy Program, and a 0.04% administrative fee. The Town's total payroll for the year ended September 30, 2015 was $2,950,519 and payroll for employees covered by the Plan was $706,159. The Town and the covered employees made the required contributions of$101,430 and$21,185,respectively. NOTE 9—OTHER POSTEMPLOYMENT BENEFITS(OPEB) The Town implemented Governmental Accounting Standards Board Statement 45 (GASB 45), Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions, effective October 1, 2008. The Town elected to implement prospectively, and the change in accounting principle had no effect on changes in net assets/fund equity for prior periods. Retirees of the Town pay an amount equal to the actual premium for health insurance charged by the carrier, but there is an implied subsidy in the healthcare insurance premium for retirees because the premium charged for these retirees is the same as the premium charged for active employees, who are younger than retirees on average. This implied subsidy constitutes other postemployment benefits(OPEB)under GASB 45. 54 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 9—OTHER POSTEMPL03 MF.NT BENEFITS(OPEB)(Continued) Plan Description The Town provides postemployment benefits to its retired employees through a single employer defined benefit health care plan administered by the Town. Pursuant to the provisions of Section 112.080 1, Florida Statutes, former employees who retire from the Town and eligible dependents, may continue to participate in the Town's medical and prescription drug plan. The Town subsidizes the premium rates paid by retirees by allowing them to participate in the plan at reduced or blended group (implicitly subsidized) premium rates for both active and retired employees. These rates provide an implicit subsidy for retirees because, on an actuarial basis, their current and future claims are expected to result in higher costs to the plan on average than those of active employees. The plan has no assets and does not issue a separate financial report. Funding Policy Currently, the Town's other postemployment benefits are unfunded. That is, the Town Commission has not established a separate trust fund or equivalent arrangement into which the Town would make contributions to advance fund the obligation. The Town does not directly make a contribution to the plan on behalf of retirees. Retirees and their beneficiaries pay the same group rates as are charged to the Town for active employees by its healthcare provider. However, the Town's actuaries, in their actuarial valuation, calculate an offset to the cost of these benefits as an employer contribution, based upon an implicit rate subsidy. This offset equals the total age- adjusted costs paid by the Town or its active employees for coverage of the retirees and their dependents for the year net of the retiree's own payments for the year. As of September 30, 2015, there were four retirees receiving other postemployment benefits, including one retiree covered under the Town's health plan. The Town provided required contributions of $4,653 toward the annual OPEB cost, in the form of age adjusted premiums paid on behalf of retirees, and net of retiree contributions totaling$9,690. Annual OPEB Cost and Net OPEB Obli anon The Town's annual other post employment benefit (OPEB) cost is calculated based on the annual required contribution (ARC). The Town has elected to calculate the ARC and related information using the Alternative Measurement Method permitted under GASB Statement No. 45 for employers with plans that have fewer than 100 total members. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities over a period not to exceed 30 years. 55 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 9—OTHER POSTEMPLOYMENT BENEFITS(OPEB)(Continued) Annual OPEB Cost and Net OPEB Obligation(Continued) The annual OPEB cost and the net OPEB obligation for the Town for the current year and the related information are as follows: Required contribution rates: Employer Pay-as-you-go Plan members N/A Annual Required Contribution $ 38,426 Interest on net OPEB Obligation 9,926 Adjustment to ARC (11,824) Annual OPEB cost 36,528 Interest on Employer Contributions - Contnbutions made* (4,653) Increase in net OPEB obligation 31,875 Net OPEB obligation-beginning of year 330,858 Net OPEB obligation-end of year $ 362,733 *Represents a credit for the implied subsidy Trend Information Trend information gives an indication of the progress made in accumulating sufficient assets to pay benefits when due.Three year information for the years ended September 30 is presented as follows: Fiscal Percentage of Net Year Ended Annual OPEB Annual OPEB OPEB September 30, Cost Cost Contributed Obligation/(Asset) 2013 $ 38,234 190/0 $ 303,437 2014 39,886 31% 330,858 2015 36,528 13% 362,733 56 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 9—OTHER POSTEMPL.OYMENT BENEFITS(OPEB)(Continued) Funded Status The funded status of the plan as of most recent actuarial valuation date was as follows: Actuarial Actuarial Accrued Unfunded UAAL as Actuarial Value of Inability(AAL), AAL Funded Covered Percent of Valuation Date Assets Entry Age (UAAL) Ratio Payroll Covered Payroll September 30,2015 $ - $ 198,272 $ 198,272 - % $ 3,139,398 6.0 % Funding Proms Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress presented as required supplementary information following the notes to the financial statements, presents multi-year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. The Town implemented GASB 45 during the fiscal year ended September 30, 2009, and elected to apply the statement prospectively. Consequently, there are no disclosures for prior years. The Plan is required to have an actuarial valuation every three years. The next valuation is scheduled for September 30,2018. 57 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 9—OTHER POSTEMPLOYMENT BENEFITS(OPF.B)(Continued) Actuarial Methods and Assumptions Projections of benefits are based on the substantive plan(the plan as understood by the employer and plan members) and include the types of benefits in force at the valuation date and the pattern of sharing benefit costs between the Town and the plan members to that point. Actuarial calculations reflect a long-term perspective and employ methods and assumptions that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets. Significant methods and assumptions were as follows: Based on the historical and expected returns of the Town's short-term investment portfolio, a discount rate of 3.00% was used. An inflation rate of 1.8% was assumed. In addition, the Entry Age Normal actuarial cost method was used. The unfunded actuarial accrued liability is being amortized as a level percentage of projected payrolls on a closed basis. The remaining amortization period at September 30, 2015 was 30 years. The expected rate of increase in health insurance premiums start at 8.00% for the fiscal year ending in 2016 and 7.50% for 2017, grading down to 3.50% at the ultimate trend rate by 2025. As authorized by GASB 45, the Alternative Measurement Method allows the employer to use simplifications of certain assumptions in measuring actuarial accrued liabilities and the ARC. The following simplifying assumptions were made: • Assumptions of marital status for active employees have been incorporated in the acceptance probability for spousal coverage. Using this approach, the percentage of future retired plan members taking spousal coverage was assumed at 75%. For active employees, spouses' genders were assumed to be the opposite of the members' genders and females were assumed three years younger than their spouses. Covered spouse data were collected for current retired plan members as of the valuation date, and were assumed to remain unchanged until the assumed death of the spouses. • Life expectancies were based on the 2004 United States Male and Female life tables. • Non-group-specific age based turnover data provided in GASB 45 were used as the basis for assigning active members a probability of remaining employed until the assumed retirement age and for developing an expected future working lifetime assumption for purposes of allocating to periods the present value of total benefits paid. • Health insurance premiums for retirees in effect on the fiscal year ending date were used as the basis for calculation of the present value of benefits to be paid. 58 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 10—ADMINISTRATIVE CHARGE BY THE GENERAL FUND TO THE ENTERPRISE FUND During the year ended September 30, 2015, the cost of administrative services rendered by the General Fund to the Water Utility Enterprise Fund was shown as revenue in the General Fund and as an operating expense in the enterprise. The amount charged by the General Fund was $298,550. NOTE 11—ADMINISTRATIVE CHARGE BY THE WATER DEPARTMENT TO THE SEWER DEPARTMENT During the year ended September 30, 2015, the cost of administrative services rendered by the Water Utility Enterprise Fund to the Sewer Utility Enterprise Fund was shown as revenue in the Water Fund and as an operating expense in the Sewer Fund. The amount charged by the Water Fund was $140,000. NOTE 12—RISK MANAGEMENT The Town is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; and natural disasters for which the Town carries commercial insurance. The Town is also covered by Florida Statutes under the Doctrine of Sovereign Immunity which effectively limits the amount of liability of municipalities to individual claims of $200,000 and $300,000 for all claims relating to the same accident. However, under certain circumstance, a plaintiff can seek to recover damages in excess of statutory limits by introducing a claims bill to the Florida Legislature. The limits addressed in Florida Statutes do not apply to claims filed in federal courts. There were no significant reductions in insurance coverage from the prior year. There were no settled claims which exceeded insurance coverage during the past three fiscal years. NOTE 13—CONTINGENCIES The Town is involved in various litigations and claims arising in the course of operations. It is the opinion of legal counsel that the likelihood of unfavorable outcomes and the amounts of potential losses cannot be reasonably determined at this time. Accordingly, no provision for any liability that may result has been made in the accompanying financial statements. 59 TOWN OF HIGHLAND BEACH,FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30,2015 NOTE 14—COMMITMEM Solid Waste and Re cling Collection Services The Town has entered into an agreement with Waste Management Inc. of Florida to provide solid waste and recycling collection services. The term of the agreement ended December 14, 2014. In November 2014, Waste Management was awarded a new contract as the result of a competitive bidding process. The term of the new agreement is for the period beginning January 1, 2015 and expiring May 31, 2020. The agreement may be renewed for one three year term, at the discretion of the Town. Under the terms of the new agreement, the Town received a significant reduction in rates. Under the terms of both agreements, the Town pays an established rate per month per unit picked up curbside or containerized. Waste Management bills the Town monthly for services provided. For the year ended September 30,2015,the Town made payment of$411,239 pursuant to the agreements. Encumbrances At September 30,2015,the Town had encumbrances of$135,503 in the General Fund. Fire Protection and Fire Rescue Services The Town has an agreement with the City of Delray Beach (the City) under which the City provides fire protection and fire rescue services. The term of the agreement is for fifteen years, beginning October 1, 2002, and extending through September 30, 2017, with options to renew for additional periods of ten years each upon the mutual agreement of both parties. Under the terms of the agreement, the City charges the Town a flat rate, which is adjusted annually based on changes in the consumer price index. The amount paid for the year ended September 30,2015 was$3,113,565. NOTE 15—INTERLOCAL GOVERNMENTAL AGREEMENTS Sewage Disposal Services The Town has a second Interlocal Agreement with the City of Delray Beach under which the City provides sewage disposal services to the Town. Under the terms of the agreement, which will expire in 2030, the City charges the Town a rate per gallon based on the cost of providing the services. For the year ended September 30, 2015, the Town was charged $645,831 for sewage disposal services. 60 TOWN OF HIGHLAND BEACH,FLORIDA Required Supplementary Information Schedule of Revenues,Expenditures,and Changes in Fund Balances- Budget and Actual General Fund For the Year Ended September 30,2015 Variance with Final Budget BudgetedAmounts Actual Positive Original Final Amounts (Negative) Revenues: Property taxes $ 8,639,000 $ 8,639,000 $ 8,696,269 $ 57,269 Franchise fees 399,000 399,000 443,409 44,409 Permits and fees 365,000 365,000 813,708 448,708 Intergovernmental 671,000 671,000 704,806 33,806 Charges for services 507,000 507,000 521,207 14,207 Fines and forfeitures 17,000 17,000 6,816 (10,184) Interest income 15,000 15,000 20,530 5,530 Rent&Leases 56,800 56,800 56,827 27 Miscellaneous 303,550 303,550 362,089 58,539 Total reienues 10,973,350 10,973,350 11,625,661 652,311 Expenditures: General Government: Town Comms s ion 155,150 155,150 140,999 14,151 Town Manager 369,025 369,025 313,259 55,766 Town Clerk 339,150 339,150 293,700 45,450 Finance 321,245 321,245 297,186 24,059 Legal 135,000 135,000 100,587 34,413 Public Works 253,900 253,900 274,401 (20,501) Post office 134,530 134,530 122,459 12,071 Non-departmental and contingency 638,130 407,545 343,078 64,467 Total general government 2,346,130 2,115,545 1,885,669 229,876 Public safety: Police 2,135,195 2,135,195 2,105,998 29,197 Fire Rescue 3,265,100 3,265,100 3,126,461 138,639 Protective Inspections 347,030 577,230 566,957 10,273 Ambulance Services 12,000 12,000 12,000 - Total public safety 5,759,325 5,989,525 5,811,416 178,109 (See notes to budgetary required supplementary information) 61 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) Sanitation: Refuse Collection 497,000 497,000 413,271 83,729 Total physical environment 497,000 497,000 413,271 83,729 Culture and recreation: Iabrary 628,350 628,350 616,229 12,121 Total culture and recreation 628,350 628,350 616,229 12,121 Debt service: Principal retirement 425,500 425,885 425,913 (28) Interest 9,400 9,400 9,154 246 Total debt service 434,900 435,285 435,067 218 Capital outlay 424,800 424,800 250,880 173,920 Total Capital Outlay 424,800 424,800 250,880 173,920 Total expenditures 10,090,505 10,090,505 9,412,532 677,973 Mwess(deficiency)of revenues over expenditures 882,845 882,845 2,213,129 1,330,284 Other financing sources(uses): Interfimd Transfer Out (1,286,500) (1,286,500) (1,286,000) 500 Use of fund balance 403,655 403,655 - (403,655) Total other financing sources(uses) (882,845) (882,845) (1,286,000) (403,155) Net change in fund balance $ - $ - 927,129 $ 927,129 Fund balance,beginning 6,539,095 Fund balance,ending $ 7,466,224 62 TOWN OF HIGHLAND BEACH,FLORIDA Notes to the Budgetary Required Supplementary Information September 30,2015 NOTE 1. Budgets and Budgetary Accounting Florida Statutes require all municipal governments to establish budgetary systems and approve balanced annual operating budgets. The Town Commission adopts an operating budget and appropriates funds for the General Fund, the Library Donation Special Revenue Fund, and all Proprietary Funds. The procedures for establishing budgetary data are as follows: • In July of each year, the Town Manager submits a proposed operating budget to the Commission for the next fiscal year commencing the following October 1 st. • In September,the Commission holds public meetings to obtain taxpayer comments. • Upon completion of the public hearings and prior to October 1, a final operating budget is legally enacted through the passage of a resolution. Estimated beginning fund balances are considered in the budgetary process Changes or amendments to the total budgeted expenditures of the Town or a department must be approved by the Commission. Changes within a department which do not affect department totals may be approved on the administrative level. Budgets are adopted on a basis consistent with generally accepted accounting principles. NOTE 2. Encumbrances Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration and control. Because appropriations expire at year end, even if encumbered, it is the Town's policy to reappropriate such amounts at the beginning of the next fiscal year. NOTE 3. Excess of Expenditures Over Appropriations No departments had expenditures in excess of appropriations for the fiscal year ended September 30, 2015. 63 TOWN OF HIGHLAND BEACH,FLORIDA Required Supplementary Information Schedule of Funding Progress Other Postemployment Benefits For the Year Ended September 30,2015 Actuarial Actuarial Accrued Unfunded UAAL as Actuarial Value of Liability(AAL), AAL Funded Covered Percent of Valuation Date Assets Entry Age (UAAL) Ratio Payroll Covered Payroll September 30,2009 $ - $ 339,134 $ 339,134 - % $ 2,197,591 15.4 % September 30,2012 - 175,617 175,617 - % 1,942,955 9.0 % September 30,2015 - 198,272 198,272 - % 3,139,398 6.0 % The schedule of funding progress presented above presents multi-year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. The Town implemented GASB 45 during the fiscal year ended September 30, 2009, and elected to apply the statement prospectively. Consequently, there are no disclosures for prior years. The Town is required to have an actuarial valuation every three years. The next valuation is schedule for September 30,2018. 64 TOWN OF HIGHLAND BEACH, FLORIDA Required Supplementary Information For the Year Ended September 30,2015 Schedule of Town's Proportionate Share ofNet Pension Liability Florida Retirement System Pension Plan Last 10 Years(Measurement Date)* 2015 2014 Town's proportion of the FRS net pension liability 0.014781336% 0.014314377% Town's proportionate share of the FRS net pension liability 1,909,208 873,387 Town's covered employee payroll 2,827,626 2,786,472 liability as a percentage of its covered employee payroll 68% 31% FRS plan fiducuary net position as a percentage of the total pension liability 92.00% 96.09% Schedule of Town's Proportionate Share of Net Pension liability Health Insurance Subsidy Pension Plan Last 10 Years(Measurement Date)* 2015 2014 Town's proportion of the FRS net pension liability 0.009320335% 0.009381402% Town's proportionate share of the FRS net pension liability 950,528 877,184 Town's covered employee payroll 2,827,626 2,786,472 Liability as apercentage of its covered enployee payroll 34% 31% FRS plan fiducuary net position as a percentage of the total pension liability 0.50% 0.990/0 *Information is not available for periods prior to 2014. 65 TORN OF HIGHLAND BEACH,FLORIDA Required Supplementary Information For the Year Ended September 30,2015 Schedule of Town Contributions Florida Retirement System Pension Plan Last 10 Fiscal Years* 2015 Contractually required FRS contribution $ 286,753 FRS contributions in relation to the contractually required contribution 286,753) FRS contribution deficiency(excess) $ - Town's covered employee payroll $2,083,665 FRS contributions as a percentage of covered employee payroll 14% Schedule of Town Contributions Health Insurance Subsidy Pension Plan Last 10 Fiscal Years* 2015 Contractually required FRS contribution $ 37,938 HIS contributions in relation to the contractually required contribution (37,938) HIS contribution deficiency(excess) $ - Town's covered employee payroll $2,083,665 HIS contributions as a percentage of covered employee payroll 2% *Information is not available for periods prior to 2015. 66 TOWN OF HIGHLAND BEACH, FLORIDA Combining Balance Sheet Non-major Governmental Funds September 30,2015 Special Revenue Funds Total Open Space library Law Governmental Recreation Land Donation Enforcement Funds Assets Cash and cash equivalents $ 165,739 $ 4,689 $ 5,302 $ 175,729 Investments 49,506 1,400 1,584 52,491 Total assets 215,245 6,089 6,886 228,220 Liabilities and Fund Balances Fund balances: Restricted for. Recreation land acquisition $ 215,245 $ - $ - $ 215,245 library activities - 6,089 - 6,089 Law enforcement - - 6,886 6,886 Total fund balances 215,245 6,089 6,886 228,220 Total liabilities and fund balances $ 215,245 $ 6,089 $ 6,886 $ 228,220 67 TOWN OF HIGHLAND BEACH,FLORIDA Combining Statement of Revenues,Expenditures, and Changes in Fund Balances Non-major Governmental Funds For the Year Ended September 30,2015 Special Revenue lands Open Space Total and Library Cultural Law Non-major Recreation Land Donation Society Enforcement Mmds Revenues: Interest $ 487 $ 14 $ 1 $ 11 $ 513 Miscellaneous 22,000 214 - 6 22,220 Total revenues 22,487 228 1 17 22,733 Expenditures: Operating supplies - - 1,494 - 1,494 Total expenditures - - 1,494 - 1,494 Excess(deficiency)of revenues over expenditures 22,487 228 (1,493) 17 21,239 Net change in fund balances 22,487 228 (1,493) 17 21,239 Fund balances,beginning 192,758 5,861 1,493 6,869 206,981 Fund balances,ending $ 215,245 $ 6,089 $ - $ 6,886 $ 228,220 68 This page intentionally left blank STATISTICAL SECTION This part of the Town of Highland Beach's comprehensive annual financial report presents detailed unaudited information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the Town's overall financial health. Contents Page Flnandal Trends These schedules contain trend information to help the reader understand how the Town's financial performance and well- being have changed over time.These schedules include: NetPosition by Component.............................................................................................. 69-70 Changesin Net Position............................................................................................... 71-72 FundBalances,Governmental Funds..................................................................................... 73-74 Changes in Fund Balances,Governmental Funds...................................................................... 75-76 Revenue Capacity These schedules contain information to help the reader assess the Town's most significant local revenue source, the property tax. Assessed Value and Actual Value of Taxable Property............................................................... 77 Direct and Overlapping Property Tax Rates............................................................................. 78 PrincipalProperty Tax Payers............................................................................................. 79 Property Tax Levies and Collections..................................................................................... 80 Debt Capacity These schedulespresent information to help the reader assess the affordability of the Town's current levels of outstanding debt and the Town's ability to issue additional debt in the future. Ratios of Outstanding Debt by Type..................................................................................... 81 Ratios of General Bonded Debt Outstanding......................................................................... 82 Direct and Overlapping Governmental Activities Debt............................................................... 83 Legal Debt Margin Information........................................................................................... 84 Pledged-Revenue Coverage.............................................................................................. 85 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the Town's financial activities take place. Demographic and Economic Information................................................................................ 86 PrincipalEmployers....................................................................................................... 87 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the Town's financial report relates to the services the Town provides and the activities it performs. Full-Time Equivalent Town Government Employees by Function/Program..................................... 88 Operating Indicators by Function/Program............................................................................ 89 Capital Asset Statistics byFunction/Program.......................................................................... 90 Sources:Unless otherwise noted,the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. Town of Highland Beach,Florida Schedule 1 Net Position by Component(Unaudited) (Accrual Basis of Accounting) Fiscal Year Ended 9/30 2006 2007 2008 2009 Governmental activities Net investment in capital assets $ 3,187,681 $ 2,736,193 $ 3,891,288 $ 4,055,665 Restricted 196,464 206,652 215,900 208,117 Unrestricted (206,984) 2,804,943 3,099,905 4,125,914 Total governmental activities $ 3,177,161 $ 5,747,788 $ 7,207,093 $ 8,389,696 Business type activities Net investment in capital assets $ 5,152,365 $ 4,806,874 $ 4,643,383 $ 4,440,519 Restricted Unrestricted 1,092,036 1,385,963 730,965 1,321,947 Total business type activities $ 6,244,401 $ 6,192,837 $ 5,374,348 $ 5,762,466 Primary Government Net investment in capital assets $ 8,340,046 $ 7,543,067 $ 8,534,671 $ 8,496,184 Restricted 196,464 206,652 215,900 208,117 Unrestricted 885,052 4,190,906 3,830,870 5,447,861 Total primary government $ 9,421,562 $11,940,625 $12,581,441 $14,152,162 69 2010 2011 2012 2013 2014 2015 $ 4,105,395 $ 4,721,472 $ 4,272,876 $ 4,498,697 $ 5,456,728 $ 5,457,385 206,674 203,401 204,025 210,012 206,981 228,220 4,648,565 3,996,161 4,537,572 5,541,258 5,662,355 4,515,258 $ 8,960,634 $ 8,921,034 $ 9,014,473 $10,249,967 $11,326,064 $10,200,863 $ 4,824,750 $ 4,109,700 $ 3,983,977 $ 3,817,724 $ 2,394,642 $ 2,741,513 226,211 227,426 233,095 233,174 234,891 226,867 1,288,498 2,370,880 2,636,441 2,779,070 6,438,537 6,230,960 $ 6,339,459 $ 6,708,006 $ 6,853,513 $ 6,829,968 $ 9,068,070 $ 9,199,340 $ 8,930,145 $ 8,831,172 $ 8,256,853 $ 8,316,421 $ 7,851,370 $ 8,198,898 432,885 430,827 437,120 443,186 441,872 455,087 5,937,063 6,367,041 7,174,013 8,320,328 12,100,892 10,746,218 $15,300,093 $15,629,040 $15,867,986 $17,079,935 $20,394,134 $19,400,203 70 Town of Highland Beach,Florida Schedule 2 Changes in Net Position(Unaudited) (Accrual Basis of Accounting) Fiscal Year Ended 9/30 2006 2007 2008 2009 Expenses Governmental activities: General government $ 2,337,885 $ 1,963,868 $ 2,082,101 $ 1,985,394 Public Safety 4,386,918 4,676,540 5,224,278 4,994,823 Culture/recreation 364,037 499,442 512,999 586,308 Sanitation 369,965 403,190 437,217 452,133 Interest 168,583 155,786 145,818 110,327 Total goverrsnentalactivities $ 7,627,388 $ 7,698,826 $ 8,402,413 $ 8,128,985 Business type activities: Water urility 2,392,210 2,594,317 2,800,840 2,961,803 Sewerutilsy 737,138 856,529 876,225 1,024,162 Interest on long tern debt 351,393 304,552 427,622 420,614 Total business type activities 3,480,741 3,755 398 4,104,687 4406 579 Totalol2mgoverrnmeentexpenses $ 11,108,129 $ 11,454,224 $ 12,507,100 $ 12,535,564 Program Revenues Charges fair Services-Governmental Activities General Government 50,983 71,754 70,861 54,539 Public Safety 443,549 453,299 463,487 261,729 Cukure recreation 4,992 4,879 4,047 6,273 Sanitation 350,127 381,775 412,813 476,579 Total Charges for Services $ 849,651 $ 911,707 $ 951,208 $ 799,120 Operating Grants and Contributions 4,500 10,575 7,605 Capital Grants and Contributions 200,000 75,436 184,387 Total governmental activities program revenues $ 1,054,151 $ 922,282 $ 1,026,644 $ 991,112 Business type activities program revenue: Water utility 1,282,171 1,705,302 1,941,274 2,147,620 Sewer ut y 844,200 847,096 842,837 851,892 Capital Grants and Contributions 3,000 Total business type activities program revenues 2,129,371 2,552,398 2,784,111 2,999,512 Total Primary governrnent program revenue $ 3,183,522 $ 3,474,680 $ 3,810,755 $ 3,990,624 Net(expense)revenue Governmental activities (6,573,237) (6,776,544) (7,375,769) (7,137,873) Business type activities (1,351,370) (1,203,000) (1,320,576) (1,407,067) Total primary government-expense $ (7,924,607) $ (7,979,544) $ (8,696,345) $ (8,544,940) General Revenues and Other Changes in Net Position God activities Taxes Property taxes $ 7,227,968 $ 8,901,807 $ 8,553,333 $ 7,938,812 Utility service taxes 701,028 732,989 781,749 824,927 Sales and use taxes 357,251 345,079 323,586 290,488 State revenue sharing 97,404 95,488 88,678 87,777 Investment earnings 221,860 287,194 167,790 109,958 Miscellaneous revenues 164,599 53,679 24,372 123,751 Loss on disposal of capital assets Gam(loss)on disposal of assets 50 1,500 Transfers (1,477,035) (1,069,065) (1,104,435) (1,056,737) Total general revenues $ 7,293,125 $ 9,347,171 $ 8,835,073 $ 8,320,476 Business type activities program reveraue Investment earnings $ 70,343 $ 77,393 $ 24,731 $ 16,342 Other miscellaneous revenues 1,747 4,979 2,920 (3,781) Gain(loss)on disposal ofassets 1,586 900 Transfers 1,477,035 1,069,065 1,104,435 1,056,737 Total business type activities program revenues 1,550,711 1,151,437 1,132,086 1,070,198 Total primarygovenmrent $ 8,843,836 $ 10,498,608 $ 9,967,159 $ 9,390,674 Changes In Net Position Government activities $ 719,888 $ 2,570,627 $ 1,459,304 $ 1,182,603 Business type activities 199,341 (51,563) (188,490) (241,881) Total primary®nvertmierk $ 919,229 $ 2,519,064 _$ 1,270,814 $ 940,722 71 2010 2011 2012 2013 2014 2015 $ 1,742,170 $ 1,704,445 $ 1,656,544 $ 1,566,138 $ 1,626,937 $ 1,933,634 5,058,750 5,207,887 5,152,662 5,326,258 5,496,560 5,800,175 607,773 559,744 524,797 599,345 609,624 646,909 437,106 530,279 572,668 578,934 573,240 536,672 99,866 80,526 61,143 40,924 20,812 6,404 $ 7,945,665 $ 8,082,881 $ 7,967,814 $ 8,111,599 $ 8,327,173 $ 8,923,794 2,870,516 2,946,428 2,884,123 3,024,558 3,024,044 2,794,114 965,202 933,160 976,631 853,988 842,387 985,294 379,477 415,749 448,728 423,472 397,554 370,648 4,215,195 4,295,337 4,309,482 4,302,018 4,263,985 4,150,056 $ 12,160,860 $ 12,378,218 $ 12,277,296 $ 12,413,617 $ 12,591,158 $ 13,073,850 56,688 62,767 60,880 94,508 106,466 116,323 294,618 333,943 412,314 496,821 438,037 808,930 6,160 4,780 5,106 5,451 4,904 26,548 478,931 466,732 467,004 467,051 468,008 468,757 $ 836,397 $ 868,222 $ 945,304 $ 1,063,831 $ 1,017,415 $ 1,420,558 1,600 13,016 13,134 13,304 13,702 14,113 7,316 5,000 - - $ 845,313 $ 886,238 $ 958,438 $ 1,077,135 $ 1,031,117 $ 1,434,671 2,059,032 2,123,564 1,992,304 1,981,222 2,048,100 2,117,789 982,696 1,033,147 1,002,973 1,022232 1,005,431 1,035,901 3,041,728 3,156,711 2,995,277 3,003,454 3,053,531 3,153,690 $ 3,887,041 $ 4,042,949 $ 3,953,715 $ 4,080,589 $ 4,084,648 $ 4,588,361 (7,100,352) (7,196,643) (7,009,376) (7,034,464) (7,296,056) (7,489,123) (1,173,467) (1,138,626) (1,314,205) (1,298,564) (1,210,454) (996,366) $_(8,273,819) $ (8,335,269) $ (8,323,581) $ (81333,028) $ (8,506,510) $ (8,485,489) $ 7,999,103 $ 7,338,543 $ 7,285,358 $ 8,246,672 $ 8,452,116 $ 8,696,269 775,264 723,808 688,278 716,468 730,249 728,123 289,248 296,928 261,339 273,625 296,259 310,488 102,500 109,768 113,482 104,220 108,289 95,491 57,242 42,230 34,136 24,141 14,621 21,043 53,549 6,522 8,622 187,537 52,919 357,917 3,295 3,700 4,392 (1,605,416) (1,360,956) (1,288,400) (1,286,000) (1,286,000) (1,286,000) $ 7,671,490 $ 7,156,843 $ 7,102,815 $ 8,269,958 $ 8,372,153 $ 8,927,723 $ 9,641 $ 10,091 $ 7,761 $ 7,281 $ 7,265 $ 15,477 9,477 2,214 3,979 3,400 18,551 209,802 (356) 2,228,176 6,925 1,605,416 1,360,956 1,288,400 1,286,000 1,286,000 1,286,000 1,624,534 1,372,905 1,300,140 1,296,681 3,539,992 1,518,204 $ 9,296,024 $ 8,529,748 $ 8,402,955 $ 9,566,639 $ 11,912,145 $ 10,445,927 $ 571,138 $ (39,800) $ 93,439 $ 1,235,494 $ 1,076,097 $ 1,438,600 576,993 368,547 123,863 (1,883) 2,329,538 521,838 $ 1,148,131 $ 328,747 $ 217,302 $ 1,233,611 $ 3,405,635 $ 1,960,438 72 Town of highland Beach, Florida Schedule 3 Fund Balances, Governmental Funds (Unaudited) (Modified Accrual Basis of Accounting) Fiscal Year Ended 9/30 2006 2007 2008 2009 General Fund Reserved $ 188,670 $ 199,727 $ 244,903 $ 221,095 Unreserved 2,142,908 4,079,285 4,905,265 5,822,211 GASB 54 Reporting Find Balance Nonspendable Restricted Assigned Unassigned Total general find $2,331,578 $ 4,279,012 $ 5,150,168 $ 6,043,306 All Other Governinenlal Funds Reserved $ 196,464 $ 206,652 $ 215,900 $ 208,117 GASB 54 Reporting Find Balance Restricted Total all other governmental fiords $ 196,464 $ 206,652 $ 215,900 $ 208,117 73 2010 2011 2012 2013 2014 2015 $ 44,898 6,327,935 8,020 104,653 82,039 44,561 4,798 4,311 4,311 - - 2,797,500 2,083,391 3,077,455 2,931,908 2,449,960 3,293,303 3,694,921 3,493,852 3,562,626 5,011,467 $ 6,372,833 $ 6,098,823 $ 5,887,276 $ 6,657,657 $ 6,539,095 $ 7,466,225 $ 206,874 203,401 204,025 205,701 206,981 228,220 $ 206,874 $ 203,401 $ 204,025 $ 205,701 $ 206,981 $ 228,220 74 Town of Highland Beach,Florida Schedule 4 Changes in Fund Balances,Governmental Funds(Unaudited) (Modified Accrual Basis of Accounting) Fiscal Year Ended 9/30 2006 2007 2008 2009 Revenues Taxes $7,967,255 $9,671,871 $8,869,061 $ 8,304,641 Licenses and pemnrts 405,004 445,304 955,718 742,493 hrtergovermwntal 639,256 430,738 470,174 530,054 Charges for services 356,373 388,118 418,218 479,888 Fines and forfeit=s 23,837 14,905 13,978 19,603 hrpact fees 1,000 Interest 221,860 287,194 198,144 109,958 Net decrease in fair value of investments (30,354) (27,301) Miscellaneous revenues 272,758 276,020 187,810 321,915 Total revenues 9,887,343 11,514,150 11,082,749 10,481,251 Expendituu+es General govemmert 2,266,915 1,933,810 2,056,825 1,880,794 Public Safety 4,217,648 4,530,219 5,141,800 4,787,035 Culture/Recreation 251,043 331,850 364,961 414,559 Sanitation 328,209 361,924 398,871 416,728 Capital outlay 634,409 582,654 396,819 309,980 Debt service Principal 362,985 588,403 597,856 607,756 Interest 175,273 158,603 140,778 122,307 Total expenditures 8,236,482 8,487,463 9,097,910 8,539,159 Excess of revenues over(under) expenditures 1,650,861 3,026,687 1,984,839 1,942,092 Other Financing Sources (Uses) Loan Proceeds Transfers in 314,054 2,464 Transfin out (1,791,089) (1,071,529) (1,104,435) (1,056,737) Proceeds from lease revenue bonds Payment to refimded bond escrow Total other financing sources(uses) (1,477,035) (1,069,065) (1,104,435) (1,056,737) Net Change in fiord balances 173,826 1,957,622 880,404 885,355 Fund balances-beginning 2,354,216 2,528,042 4,485,664 5,366,068 Furl balance-ending $2,528,042 $4,485,664 $5,366,068 $ 6,251,423 Debt services(principal&interest)as a percentage of non-capital expenditures 7.08% 9.45% 8.49% 8.87% 75 2010 2011 2012 2013 2014 2015 $ 8,349,714 $ 7,666,791 $ 7,593,593 $ 8,584,777 $ 8,775,709 $ 8,696,269 741,511 750,713 809,022 854,123 872,586 1,257,117 366,110 391,226 358,103 361,367 387,021 704,806 484,117 477,960 476,145 506,403 516,835 521,207 18,923 18,395 19,832 57,870 9,979 6,816 57,242 32,268 17,511 16,853 19,267 21,043 29,148 9,962 16,625 7,288 (4,646) 287,315 311,395 316,454 542,960 411,069 441,136 10,334,079 9,658,710 9,607,285 10,931,641 10,987,820 11,648,394 1,786,346 1,771,183 1,735,593 1,652,393 1,740,984 1,885,669 4,923,985 5,088,694 5,092,071 5,289,583 5,430,246 5,811,416 426,016 513,386 484,848 492,452 569,339 617,722 401,783 364,942 421,181 450,651 455,234 413,271 150,917 121,233 91,629 210,892 977,443 250,880 618,331 629,143 639,833 651,646 621,434 425,913 103,163 83,736 64,653 44,337 24,422 9,154 8,410,541 8,572,317 8,529,808 8,791,954 9,819,102 9,414,025 1,923,538 1,086,393 1,077,477 2,139,687 1,168,718 2,234,369 (1,605,416) (1,360,956) (1,288,400) (1,286,000) (1,286,000) (1,286,000) (1,605,416) (1,360,956) (1,288,400) (1,286,000) (1,286,000) (1,286,000) 318,122 (274,563) (210,923) 853,687 (117,282) 948,369 6,251,423 6,579,707 6,302,224 6,091,301 6,863,358 6,746,076 $ 6,569,545 $ 6,305,144 $ 6,091,301 $ 6,944,988 $ 6,746,076 $ 7,694,445 8.74% 8.44% 8.35% 8.11% 7.30% 4.75% 76 Town of Highland Beach,Florida Schedule 5 Assessed Value and Actual Value of Taxable Property(Unaudited) Fiscal Total Total Year Total Taxable Direct Actual Ended Residental Commercial Personal Assessed Tax Just 9/30 Property Property Property Value Rate Value 2006 1,854,650,291 11,200,099 9,337,202 1,875,187,592 4.00 2,213,968,392 2007 2,271,637,312 20,004,323 9,190,364 2,300,831,999 4.00 2,844,277,082 2008 2,213,255,555 16,600,099 9,085,847 2,238,941,501 3.95 2,682,469,538 2009 2,114,725,997 16,600,000 8,780,936 2,140,106,933 3.85 2,546,895,895 2010 1,906,562,451 16,000,000 9,497,923 1,932,060,374 4.27 2,231,562,060 2011 1,790,003,250 16,000,000 9,715,000 1,815,718,250 4.19 2,051,532,163 2012 1,707,337,791 15,040,000 9,669,683 1,732,047,474 4.34 1,939,540,909 2013 1,727,623,028 15,040,000 9,610,456 1,752,273,484 4.87 1,966,422,907 2014 1,798,567,981 15,400,000 10,043,245 1,824,011,226 4.81 2,072,656,191 2015 1,910,980,084 15,400,000 10,683,925 1,937,064,009 4.64 2,260,380,097 Source: Palm Beach County Property Appraiser's Office 77 Town of Highland Beach,Florida Schedule 6 Direct and Overlapping Property Tax Rates (Unaudited) (Per$1,000 of Assessed Value) Overlapping Rates(1) Highland Beach Palm Beach Palm Beach South Florida Debt Total Palm County C10dren's County Water FIND(2) Fiscal General Service Town Beach School Services Health Care Management And Year Fund Find Rate County Board Council District District Everglades Total 2006 3.59 0.41 4.00 4.72 8.11 0.69 1.08 0.60 0.14 19.34 2007 3.58 0.42 4.00 4.48 7.87 0.62 0.97 0.60 0.14 18.68 2008 3.52 0.43 3.95 3.98 7.35 0.58 0.89 0.53 0.12 17.40 2009 3.40 0.45 3.85 3.97 7.25 0.60 1.00 0.53 0.12 17.32 2010 3.35 0.92 4.27 4.56 7.98 0.69 1.15 0.62 0.04 19.31 2011 3.25 0.94 4.19 5.00 8.15 0.75 1.15 0.00 0.12 19.36 2012 3.41 0.93 4.34 4.99 8.18 0.75 1.13 0.37 0.10 19.86 2013 3.95 0.92 4.87 4.99 7.78 0.73 1.12 0.37 0.10 19.95 2014 3.95 0.86 4.81 4.99 7.59 0.70 1.08 0.35 0.09 19.61 2015 3.95 0.69 4.64 4.97 7.59 0.67 1.08 0.33 0.09 19.38 Source: Paler Beach County Property Appraiser's office. (1)Overlapping rates are those of local and county governments that apply to property owners within the Town of High1a d Beach (2)Florida Inbnd Navigation District 78 Town of Highland Beach,Florida Schedule 7 Principal Property Tax Payers(Unaudited) Current Year and Ten Years Ago Fiscal Year 2015 Fiscal Year 2006 Percentage Percentage of Total City of Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayers Value Value Taxpayers Value Value Leeds,Brace $ 15,295,306 0.79% Musa,Marc A $ 12,810,905 0.68% Decoylnw:.stmenis,LLC 9,821,829 0.51% Maldonado,Kathleen 10,699,570 0.57% Hamister,Mark E 8,626,228 0.45% Dagesse,Daniel 10,435,180 0.56% Florida Power and L4ft 8,335,176 0.43% Kappel,James 10,000,000 0.53% Wheeler,Daniel 8,058,184 0.42% Kappel,James 10,000,000 0.53% Muller,Ralph 7,842,066 0.40% Muller,Ralph 9,582,094 0.51% Kappel,James 7,700,000 0.40% Knight,WAam 9,289,641 0.50% Montgomery,Joel 7,700,000 0.40% Tulin,Stanley 8,682,870 0.46% Goety David 7,233,228 0.37% Cha&%Jill B Test 8,518,300 0.45% Bendin Financial LLC 7,2.26,552 0.37% Musa,Marco 7,998,660 0.43% Total $ 87,838,569 4.53% Total $ 98,017,220 5.23% Source: Palm Beach County Property Appraiser's Office. 79 Town of Highland Beach,Florida Schedule 8 Property Tax Levies and Collections (Unaudited) Last Ten Fiscal Years Fiscal Collected within the Year Taxes Levied Fiscal Year of the Levy Collections Total Collections to Date Ended far the Percentage in Subsequent Percentage 9/30 Fiscal Year Amount of Levy Years Amount ofLew 2006 7,500,750 7,228,241 96.37% 117 7,228,358 96.37% 2007 9,203,328 8,921,067 96.93% 1,545 8,922,612 96.95% 2008 8,846,761 8,553,333 96.68% 419 8,553,752 96.69% 2009 8,239,412 7,938,812 96.35% 413 7,939,225 96.36% 2010 8,254,728 7,999,103 96.90% 2,677 8,001,780 96.94% 2011 7,539,269 7,338,543 97.34% 9,131 7,347,674 97.46% 2012 7,518,298 7,285,358 96.90% 200,288 7,485,646 99.57% 2013 8,209,000 8,032,937 97.86% 8,032,937 97.86% 2014 8,765,104 8,246,672 94.09% 8,246,672 94.09% 2015 8,996,821 8,681,402 96.49% 14,867 8,696,269 96.66% Source: Tax Collector,Pahn Beach County. 80 Town of Highland Beach,Florida Schedule 9 Ratios of Outstanding Debt by Type(Unaudited) Fiscal Governmental Activities Business Type Activity Year Median Percentage Ended Fan* Promissory Promissory Revolving Total Primary Personal Per 9/30 Population Income Notes Notes Loan Fund Government Income Capita. 2006 4,157 N/A 5,380,314 655,872 10,101,701 16,137,887 N/A 3,882 2007 4,155 N/A 4,791,912 4,529,938 9,650,076 18,971,926 N/A 4,566 2008 4,164 N/A 4,194,055 4,697,307 9,185,402 18,076,764 N/A 4,341 2009 4,164 N/A 3,586,300 4,471,066 8,707,301 16,764,667 N/A 4,026 2010 3,989 N/A 2,967,969 4,171,986 11,207,287 18,347,242 N/A 4,599 2011 3,539 N/A 2,338,826 3,931,241 11,386,558 17,656,625 N/A 4,989 2012 3,539 N/A 1,698,993 3,755,525 10,717,770 16,172,288 N/A 4,570 2013 3,572 N/A 1,047,347 3,573,961 10,028,414 14,649,722 N/A 4,101 2014 3,581 N/A 425,913 3,386,268 9,319,274 13,131,455 N/A 3,667 2015 3,600 N/A - 3,192,102 8,589,786 11,781,888 N/A 3,273 Source: (1)Bureau of Economic&Business Rearch(BEBR). 81 Town of Highland Beach,Florida Schedule 10 Ratios of General Bonded Debt Outstanding(Unaudited) Fiscal Percentage of Year General Actual Taxable Ended Taxable Bonded Value of Per 9/30 Population(1) Value(2) Debt Property Capita 2006 4,157 1,875,187,592 8,987,303 0.48% 2,162 2007 4,155 2,300,831,999 8,333,002 0.36% 2,006 2008 4,164 2,238,941,501 7,959,302 0.36% 1,911 2009 4,164 2,141,822,291 7,088,868 0.33% 1,702 2010 3,989 1,932,060,374 16,220,765 0.84% 4,066 2011 3,539 1,815,718,250 16,026,132 0.88% 4,528 2012 3,539 1,732,047,474 14,903,429 0.86% 4,211 2013 3,572 1,752,273,484 13,791,636 0.79% 3,861 2014 3,581 1,824,011,226 12,695,861 0.70% 3,545 2015 3,600 1,937,064,009 11,781,888 0.61% 3,273 Source: (1)Bureau of Economic &Business Rearch(BEBR). (2)Paha Beach County Property Appraiser's Office. 82 Town of Highland Beach,Florida Schedule 11 Direct and Overlapping Governmental Activities Debt(Unaudited) As of September 30, 2015 Estimated Net General Estimated Share of Obligation Debt Percentage Overlapping Govemmental Unit Outstanding Applicable Debt Town direct debt: Town of Highland Beach $ 11,781,888 100.00% $ 11,781,888 Overlapping debt: Palm Beach School District $ 17,430,000 Palm Beach County 141,605,000 $ 159,035,000 1.43% $ 2,274,201 Total direct and overlapping debt: $ 14,056,089 Estimated population: 3,600 Direct and overlapping net debt per capita: $ 3,904 Source: Palm Beach County School District. Town of Highland Beach. Note: Overlapping rate is determined by dividing taxable assessed valuation of the Town of Highland Beach by the total taxable%aluation of Palm Beach County. 83 Town of Highland Beach,Florida Schedule 12 Legal Debt Margin Information(Unaudited) The Town of Highland Beach has no legal debt margin. 84 Town of Highland Beach,Florida Schedule 13 Pledged-Revenue Coverage(Unaudited) State Revohmg Loan(s) 2005 Promissory Note Fiscal Year Ended Pledged Debt Service Pledged Debt Service 9/30 Revenue Principal Interest Coverage Revenue Principal Interest Coverage 2006 1,073,105 390,696 282,475 1.59 562,171 328,646 115,548 1.27 2007 1,087,143 451,625 286,798 1.47 568,421 346,120 98,074 1.28 2008 1,117,162 464,674 273,750 1.51 568,363 355,789 88,406 1.28 2009 1,108,490 478,102 260,322 1.50 587,353 366,323 77,871 1.32 2010 1,176,815 491,917 246,507 1.59 571,254 376,836 67,358 1.29 2011 1,193,275 506,133 232,291 1.62 557,064 379,121 55,169 1.28 2012 7,285,358 669,455 320,215 7.36 508,331 398,957 45,237 1.14 2013 8,246,672 689,356 299,512 8.34 550,590 410,775 33,556 1.24 2014 8,452,116 709,140 279,731 8.55 555,655 422,503 21,692 1.25 2015 8,696,269 729,488 259,383 8.79 713,738 435,913 8,600 1.61 85 Town of Highland Beach,Florida Schedule 14 Demographic&Economic Information(Unaudited) Fiscal Year Median Per Median Ended Fan* Capita House School Unemployment 9/30 Population(1) Income(1) Income(1) Value (1) Enrolhment(1) Rate(1) 2006 4,157 $ 83,415 $ 81,091 N/A 39 3.6% 2007 4,155 N/A N/A N/A 38 4.8% 2008 4,164 $ 93,915 $ 79,036 N/A 45 6.3% 2009 4,164 $ 94,662 $ 84,430 N/A 64 7.8% 2010 3,989 $ 104,474 $ 72,079 N/A 67 12.4% 2011 3,539 $ 104,570 $ 72,222 N/A 65 1.4% 2012 3,539 $ 90,729 $ 73,199 N/A 65 1.5% 2013 3,572 $ 83,879 $ 65,713 $ 422,914 62 7.7% 2014 3,581 $ 83,879 $ 65,713 $ 422,914 62 7.7% 2015 3,600 $ 83,879 $ 65,713 $ 422,914 62 7.7% Source: (1)Bureau of Economic &Business Rearch(BEBR). 86 Town of Highland Beach,Florida Schedule 15 Principal Employers-Palm Beach County(Unaudited) Current Year and Ten Years Ago 2015 2006 Percentage Percentage of Total of Total County County Employer Employees Employment Employer Employees EnVioyment School Board 22,000 NA School Board 21,616 NA Teat Healthcare Corp. 6,100 NA Palm Beach County 6,594 NA Paler Beach County 5,507 NA Cok nrbia Palest Beach Healthcare 5,200 NA Florida Power and Lj& 3,854 NA Tenant Healthcare Corp. 4,794 NA Hospital Corp ofArnerica 2,714 NA Florida Power&Light 2,850 NA Florida Atlantic Umversity 2,655 NA Florida Atlantic University 2,825 NA Bethesda Memorial Hospital 2,600 NA Boca Raton Resort&Club 2,200 NA Boca Raton Comity Hospital 2,500 NA US Sugar Corp 2,100 NA Veterans Health Adnafsuation 2,500 NA Florida Crystals 2,000 NA Jupiter Medical Center 2,000 NA City ofBoca Raton 2,000 NA Total 52,430 NA Total 52,179 NA Source: Business Development Board ofPakn Beach County. No information available for the Town ofHighland Beach 87 Town of Highland Beach,Florida Schedule 16 Full-Time Equivalent Town Employees by Function/Program(Unaudited) Last Ten Fiscal Years Fiscal Year Faded 9/30 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Function/Program General Government Town Manager 2 2 2 2 2 2 2 2 2 1 Town Clerk 2 2 2 2 2 2 2 2 3 3 Finance 2 2 2 1 1 2 2 2 2 2 Maintenance 2 2 2 2 2 0 0 0 0 0 Post Office 1 1 1 1 1 1 1 1 1 1 Public Safety Bunlding 3 3 3 1 1 1 1 2 2 2 Police 15 15 15 15 13 14 15 16 15 15 Cultural and Recreation Library 2 2 2 3 3 4 4 4 4 4 Physical Evironment Uti ies 9 9 9 9 9 9 9 9 10 10 Total 38 38 38 36 34 35 36 38 39 38 Source:Town of Highland Beach Finance Department 88 Town of Highland Beach,Florida Schedule 17 Operating Indicators by Function/Program(Unaudited) Last Six Fiscal Years Fiscal Year Faded 9/30 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Function/Proo m Public Safety Number of arrests by police officers 15 4 1 1 5 5 9 9 12 8 Number oftralfic citations issued 494 338 319 570 363 1,067 479 280 127 100 Number offire calls(1) 271 224 254 206 241 154 111 139 277 179 Number ofEMScab(1) 421 364 414 457 416 391 625 574 537 346 Number ofcode eoibreement inspections 9 9 15 26 234 199 172 239 56 22 Number ofbwldmgpermits issued 1,575 1,491 1,105 976 1,045 1,409 1,778 1,827 1,812 1,164 Physical Fmiounent Number ofw+ater and sewer active accounts(meters) 448 450 459 472 470 469 468 467 466 465 Number ofwater and sewer units served 4,304 4,313 4,318 4,311 4,322 4,322 4,322 4,324 4,327 4,356 Cultural&Recreation Nunxxofltbrarypatrons 3,239 3,498 4,103 4,555 4,805 4,610 3,543 3,234 3,473 3,440 Number oftemsincoDection 24,616 26,552 29,728 32,744 37,231 37,818 39,492 37,195 40,536 41,261 Number of comm mity events presented 81 189 251 502 633 718 663 706 831 880 Note:Fie Department wdractod through Dehay Beach. Sources: Town ofHighlend Beach,FL (1) City ofDeiayBeach 89 Town of Highland Beach, Florida Schedule 18 Capital Asset Statistics by Function/Program Last Ten Fiscal Years Fiscal Year Ended 9/30 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Function/Prograan Public Safety Fire Trucks 1 1 1 1 1 1 1 1 1 0 EMS Units 1 1 1 1 1 1 1 1 1 1 Police Vehicles 8 7 9 9 7 7 6 7 7 7 Vehicles-Protective Inspections 2 2 2 0 0 0 0 0 0 0 Transportation Street(miies) 3 3 3 3 3 3 3 3 3 3 Physical Environment Vehicles-Public Works 5 5 5 5 5 5 5 5 5 5 Source:Town ofHighhnd Beach,FL 90 2700 North Military Trail •Suite 350 Boca Raton, Florida 33431 rau & Associates (561)994-9299•(800) 299-4728 Fax (561)994-5823 nrj (--:Ll?I I F1 LD VUB1,it: ,fit_tt)LlNNI1,; l5 www.graucpa.com INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS The Honorable Mayor and Members of the Town Commission The Town of Highland Beach, Florida We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of The Town of Highland Beach, Florida (the "Town") as of and for the fiscal year ended September 30, 2015, and the related notes to the financial statements, which collectively comprise the Town's basic financial statements, and have issued our report thereon dated May 25, 2016, which includes an emphasis of matter paragraph. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the Town's intemal control over financial reporting (intemal control)to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Town's intemal control. Accordingly, we do not express an opinion on the effectiveness of the Town's intemal control. A deficiency in intemal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis.A material weakness is a deficiency,or a combination of deficiencies, in intemal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency,or a combination of deficiencies, in intemal control that is less severe than a material weakness,yet important enough to merit attention by those charged with governance. Our consideration of intemal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in intemal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in intemal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Town's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. 91 Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. May 25,2016 92 2700 North Military Trail-Suite 350 Boca Raton, Florida 33431 nri Grau & Associates (561)994-9299-(800) 299-4728 Fax (561)994-5823 (: VR'l IFII:D IILlbFIE_ ,V.--( C)1_!! ' IA N F5 www.graucpa.com INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE WITH THE REQUIREMENTS OF SECTION 218.415, FLORIDA STATUTES, REQUIRED BY RULE 10.556(10)OF THE AUDITOR GENERAL OF THE STATE OF FLORIDA The Honorable Mayor and Members of the Town Commission The Town of Highland Beach, Florida We have examined the Town of Highland Beach, Florida's ("Town")compliance with the requirements of Section 218.415, Florida Statutes, in accordance with Rule 10.556(10)of the Auditor General of the State of Florida during the fiscal year ended September 30, 2015. Management is responsible for the Town's compliance with those requirements. Our responsibility is to express an opinion on the Town's compliance based on our examination. Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included examining, on a test basis, evidence about the Town's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances.We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Town's compliance with specified requirements. In our opinion, the Town complied, in all material respects, with the aforementioned requirements for the fiscal year ended September 30, 2015. This report is intended solely for the information and use of the Legislative Auditing Committee, members of the Florida Senate and the Florida House of Representatives, the Florida Auditor General, management, and the Honorable Mayor and Members of the Town Council of the Town of Highland Beach, Florida and is not intended to be and should not be used by anyone other than these specified parties. May 25, 2016 93 2700 North Military Trail "Suite 350 Boca Raton, Florida 33431 Grau & Associates (561)994-9299" (800) 299-4728 Fax (561)994-5823 C.[,R I IVIED I'CIFLIC At;000IN rIAN ['S www.graucpa.com MANAGEMENT LETTER PURSUANT TO THE RULES OF THE AUDITOR GENERAL FOR THE STATE OF FLORIDA To the Honorable Mayor and Members of the Town Commission Town of Highland Beach, Florida Report on the Financial Statements We have audited the accompanying basic financial statements of the Town of Highland Beach, Florida (the"Town") as of and for the fiscal year ended September 30, 2015, and have issued our report thereon dated May 25,2016,which includes an emphasis of matter paragraph. Auditor's Responsibility We conducted our audit in accordance with auditing standards generally accepted in the United States of America;the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and Chapter 10.550, Rules of the Florida Auditor General. Other Reports and Schedule We have issued our Independent Auditor's Report on Internal Control over Financial Reporting and Compliance and Other Matters based on an audit of the financial statements performed in accordance with Government Auditing Standards, and Independent Accountant's Report on an examination conducted in accordance with AICPA Professional Standards, Section 601, regarding compliance requirements in accordance with Chapter 10.550, Rules of the Auditor General. Disclosures in those reports,which are dated May 25,2016, should be considered in conjunction with this management letter. Purpose of this Letter The purpose of this letter is to comment on those matters required by Chapter 10.550 of the Rules of the Auditor General for the State of Florida. Accordingly, in connection with our audit of the financial statements of the Town, as described in the first paragraph, we report the following: 1. Current year findings and recommendations. 11. Prior year findings and recommendations. 111. Compliance with the Provisions of the Auditor General of the State of Florida. Our management letter is intended solely for the information and use of the Legislative Auditing Committee, members of the Florida Senate and the Florida House of Representatives, the Florida Auditor General, Federal and other granting agencies, as applicable, management, and the members of the Town Council of the Town of Highland Beach, Florida and is not intended to be and should not be used by anyone other than these specified parties. We wish to thank Town of Highland Beach, Florida and the personnel associated with it, for the opportunity to be of service to them in this endeavor as well as future engagements and the courtesies extended to us. May 25, 2016 94 REPORT TO MANAGEMENT I. CURRENT YEAR FINDINGS AND RECOMMENDATIONS None II. PRIOR YEAR FINDINGS AND CURRENT YEAR STATUS AND RECOMMENDATIONS None III. COMPLIANCE WITH THE PROVISIONS OF THE AUDITOR GENERAL OF THE STATE OF FLORIDA Unless otherwise required to be reported in the auditor's report on compliance and internal controls, the management letter shall include, but not be limited to the following: 1. A statement as to whether or not corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report. There were no significant findings and recommendations made in the preceding annual financial audit report for the fiscal year ended September 30,2014. 2. Any recommendations to improve the local governmental entity's financial management. There were no such matters discovered by, or that came to the attention of, the auditor, to be reported for the fiscal year ended September 30,2015. 3. Noncompliance with provisions of contracts or grant agreements, or abuse, that have occurred, or are likely to have occurred, that have an effect on the financial statements that is less than material but which warrants the attention of those charged with governance. There were no such matters discovered by, or that came to the attention of, the auditor, to be reported,for the fiscal year ended September 30, 2015. 4. The name or official title and legal authority of the Town are disclosed in the notes to the financial statements. 5. The financial report filed with the Florida Department of Financial Services pursuant to Section 218.32(1)(a), Florida Statutes agrees with the September 30, 2015 financial audit report. 6. The Town has not met one or more of the financial emergency conditions described in Section 218.503(1), Florida Statutes. 7. We applied financial condition assessment procedures and no deteriorating financial conditions were noted as of September 30, 2015. It is management's responsibility to monitor financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. 95